olive2005

不要太早调absd, 等到降价幅度大了再调，不是刚需的耐心的等吧。

sg20

鱼爱洗澡 发表于 27-1-2015 15:12
双封好比中国电信，双向收费。金大侠好文笔。

说句题外话，因为不能供月供被银行拿去拍卖的case在不断上 ...

去哪里看拍卖的房源呢

鱼爱洗澡

sg20 发表于 27-1-2015 15:31
去哪里看拍卖的房源呢

新加坡有五大拍卖行，您google一下，注册一下成会员就能收到update 的法拍屋子

sg20

鱼爱洗澡 发表于 27-1-2015 15:37
新加坡有五大拍卖行，您google一下，注册一下成会员就能收到update 的法拍屋子
...

拍卖的房子能贷款吗，买拍卖的房子有其它费用吗

郑丽颜

搬砖: 1 24,000 private homes in S'pore sitting empty

While Singaporean home buyers continue to take a wait-and-see attitude, hoping for prices to fall further, in the meantime more private homes are being completed resulting in many units sitting empty.

Latest data from the Urban Redevelopment Authority (URA) shows that during the fourth quarter of 2014, there were 308,814 completed private units on the market, up 2.1 percent from 302,510 units available in the previous quarter.

Of that number, there were 24,062 units which were vacant in the quarter or 11.6 percent higher than the 21,569 vacant units in the previous three-month period.

In a statement, URA said the vacancy rate of completed private residences, excluding executive condominiums (ECs), climbed from 7.1 percent in Q3 to 7.8 percent at the end of Q4. Media reports stated this is the highest since Q4 2005 when a vacancy rate of 8.4 percent was recorded due to depressed rents.

Stock and vacancy of private residential units (excluding ECs)

Source: URA

The problem could get worse as there are many more uncompleted units in the pipeline. Although the total supply of uncompleted private homes decreased to 68,960 units in Q4 from 74,496 units in the quarter before, there are still 26,742 unsold units in this segment.

Based on expected completion dates reported by developers, the housing market will see over 20,000 private residential units being completed in 2015. Another 20,000 units will be ready in 2016.

According to Alice Tan, Research Head at Knight Frank Singapore, “a looming supply glut is expected to further exacerbate rising vacancy rates”.

Pipeline supply of private residential units and ECs by expected year of completion

Source: URA

To prevent a flood of empty homes on the market, developers chose to sell units from older developments last month instead of launching new projects, said analysts.

Despite this, only 230 units found buyers in December, the lowest monthly sales volume since January 2009 when developers moved 108 units. For the whole of 2014, developers sold 7,316 units, significantly lower than the 14,948 units in 2013.

“With market sentiment for private homes largely tampered by the existing property cooling measures and the Total Debt Servicing Ratio (TDSR) framework, developers would need to moderate prices and roll out attractive product positioning in order to move units,” noted Tan.

Meanwhile, the increased supply of completed private units is putting pressure on an already soft leasing market, revealed JLL.

The consultancy noted that the rental index fell by 1.0 percent in Q4 2014 and by 3.0 percent for the whole year. “Rents in CCR (Core Central Region) have fallen by 3.7 percent in 2014, more than the other segments as the higher rents in CCR become less affordable to tenants with tighter housing budgets,” JLL said.

Knight Frank’s Tan explained that with more housing options available, tenants are now very budget-conscious. “This has, in turn, resulted in a rising leasing preference for city-fringe locations rather than the city centre.”

Romesh Navaratnarajah, Singapore Editor at PropertyGuru, wrote this story. To contact him about this or other stories email [email protected]

Related Articles:

More property agents leaving, fewer joining the industry

URA says overall private home prices down first time since 2008

郑丽颜

搬砖 2 Sales of repossessed units could rise by 33%

The numbers of borrowers who have defaulted their housing loans are growing amidst falling residential prices and a weak rental market stemming from the government’s curbs.

In fact, 118 repossessed homes were auctioned by banks last year, about tenfold the figure seen for the whole of 2013, said Mok Sze Sze, Head of Auction and Sales at JLL.

Nevertheless, only a small percentage of Singaporeans are struggling to repay their housing loans. As of 30 September 2014, less than 1 percent of mortgages were overdue with their monthly instalments by over 30 days, based on a central bank report last December.

However, defaults in non-performing loans have edged up to 0.36 percent during the first three quarters of 2014 compared to 0.28 percent previously. The marginal gain is caused by delinquent borrowers who purchased luxury homes.

Colliers International’s Deputy Managing Director Grace Ng, said, “Some of the properties in the auction are those where the owner has multiple properties and he can’t rent them.”

Aside from the impact of the property cooling measures, the rental market is being squeezed by rising vacancy rates as more new properties enter the scene, while the influx of foreigners sgchineseapore slows.

In the last quarter, vacancy rates of private houses climbed to 7.8 percent, up from 6.2 percent in Q4 2013 and the highest level since Q4 2005, statistics from the Urban Redevelopment Authority (URA) reveal.

Furthermore, over 20,000 new homes are projected to come onstream this year and the same number in 2016, which are significantly higher than the 17,911 units in 2014.

With stringent loan rules remaining in place and residential prices continuing to soften, sales of repossessed homes are expected to increase by a third in 2015, added Mok from JLL.

郑丽颜

搬砖 3 Home prices unlikely to "collapse" as possible election looms

As Singapore looks to celebrate its 50th year of independence and with the end of 2015 or early 2016 shaping up as a potential election period, property prices are unlikely to crash, revealed a Credit Suisse report.

Instead, the government will look to keep home prices stable, especially in a rising and volatile interest rate environment, the report said.

Previously, the government managed affordability by implementing a series of cooling measures such as the Total Debt Servicing Ratio (TDSR) framework and Additional Buyer’s Stamp Duty (ABSD) to dampen speculative buying and curb excessive investment by foreign purchasers.

While many Singaporeans are hoping for property prices to drop further, Credit Suisse feels it is not in their interest to see prices fall significantly given the 90 percent homeownership rate and the fact that around 47 percent of household assets are tied up in property.

“We believe that the government is perhaps more unlikely to “compromise” the wealth of its population, ahead of an election as sentiment and confidence in the government is a key factor in any election. We also highlight that in Singapore, the largest land owner would be the government. Therefore, any meaningful correction driven by an oversupply may have a negative impact on the people’s perception of the government,” noted the report.

The financial services firm expects overall prices of private properties to stay flat. Within the prime market, a downside of 5.0 to 10 percent may occur due to vacancy risks from weak rental demand and unsold units, especially for larger units.

But prices will likely trend sideways for the more resilient mass market homes. Specifically, pricing levels of projects with good attributes like proximity to an MRT station could potentially rise 5.0 to 10 percent this year, while less attractive properties could face poor demand and vacancy risks.

The report also stated that many public housing projects are completing this year which could deter some demand from the mass market, posing risks to prices in this segment.

Private home prices across Singapore declined by 4.0 percent in 2014 compared to an increase of 1.1 percent in the previous year, according to data published last Friday by the Urban Redevelopment Authority (URA).

This was the first year of overall price decline since 2008 for the private residential market.

鱼爱洗澡

sg20 发表于 27-1-2015 15:46
拍卖的房子能贷款吗，买拍卖的房子有其它费用吗

我没有法拍中交易过，所以我不清楚。贷款是应该可以的，满足tdsr；费用要付，很多年前了，记不住是几八仙了。

sg20

郑丽颜 发表于 27-1-2015 15:48
搬砖 2 Sales of repossessed units could rise by 33%The numbers of borrowers who have def ...

小郑为何总有这些新闻，这些新闻去哪看的

acer23

sg20 发表于 27-1-2015 15:55
小郑为何总有这些新闻，这些新闻去哪看的

google一下什么都有。