【房屋】免费咨询租房/买房/卖房/出租/房款等各种问题-第65页-投资理财-新加坡狮城论坛

michael8330 LV5

发表于 23-8-2007 11:17:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用2208在2007-8-22 12:38:00的发言： hi michael, wana ask u 1 Q.im PR, gf is applying for her PR now, estimated approval time is ard late Oct or early Nov. We've been viewing some new hdbs(>5yrs), if we find the unit, how can we get the unit although the condition of purchasing is not yet fulfilled. We dun wana delay the time too much since the market is still boosting.thanks for ur advise!</div>1. u are no ready to enter into the otp yet since yr GF is not even a PR2. the seller is not ready to enter otp since they did not fullfill the MOPif willing buyer and willing seller , then it ok to wait for 4-6 week, but in between anything happen, the otp is not valid.[ the price shoot up very high the seller does not want to honour the contract or the price drop the buyer does not want to buy, so why u want to give yrself un-wanted stress.]

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jenny2004 LV0

发表于 19-8-2007 22:49:00 | 显示全部楼层

michael，we want to consult with you:在我们同意seller的高现金部分的要求后，seller答应我们early move－in因为房子的condition很simple，我们想早点装修。现在还没有到first appointment。屋主准备交key给我们，我们准备找装修商装修，可是我们的agent 这个时候突然对我们说，最好现在不要做，要不然到时候交易不成功，我们的装修就白做了，HDB还会要我们恢复原状，如果是这样的状况，我们还要这个key干什么？不懂中介在我们交易的时候为什么不说这个risk？请教michael，我们现在要去拿这个key吗？屋主已经terminate 水电气，我们要去turn on 吗？谢谢！！！

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爱吃猫的鱼 LV3

发表于 19-8-2007 00:52:00 | 显示全部楼层

Michael, 非常感谢你的回复，让我弄明白了许多问题, 还想再请教一下.1) 只有购买2手组屋才可以得到政府$30K的津贴对么，直接跟HDB申请新的租屋就没有津贴?2) 我听说如果买的屋子靠近父母还可以多得到$10K，因为我买了房子之后我母亲是跟我一起住的，那么我可以得到这10K么?3) 今天看到一则新闻关于建屋发展局即日通过“预购组屋”Build-to-Order，简称BTO 制度推出新的组屋单位Punggol Vista , 如果市场反应好，    就能动工建造，Punggol Vista 预料将于2012年6月完工。    我想知道2012年房子完工之前费用怎样计算呢，我只需要交一个首付10%还是在2007-2012房子还没完工的5年时间里每个月都要还Instalment?4) 因为最近就要买房，所以希望您可以推荐一下Agent & Lawyer, 方便的话请PM我，感激不尽.

[此贴子已经被作者于2007-8-19 2:31:23编辑过]

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michael8330 LV5

发表于 22-8-2007 10:46:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用爱吃猫的鱼在2007-8-19 0:52:00的发言： Michael, 非常感谢你的回复，让我弄明白了许多问题, 还想再请教一下.1) 只有购买2手组屋才可以得到政府$30K的津贴对么，直接跟HDB申请新的租屋就没有津贴?2) 我听说如果买的屋子靠近父母还可以多得到$10K，因为我买了房子之后我母亲是跟我一起住的，那么我可以得到这10K么?3) 今天看到一则新闻关于建屋发展局即日通过“预购组屋”Build-to-Order，简称BTO 制度推出新的组屋单位Punggol Vista , 如果市场反应好，    就能动工建造，Punggol Vista 预料将于2012年6月完工。    我想知道2012年房子完工之前费用怎样计算呢，我只需要交一个首付10%还是在2007-2012房子还没完工的5年时间里每个月都要还Instalment?4) 因为最近就要买房，所以希望您可以推荐一下Agent & Lawyer, 方便的话请PM我，感激不尽. </div>1. yes2. provide yr mum is PR or SC.3. copy and paste from hdb.[ in short 10% upfront, housing loan repayment/instalement plan will start after u collect key]<a name="#Staggered Downpayment Scheme (SDS)">Staggered Downpayment Scheme (SDS)</a> To help first-timer couples start up home early, we have introduced the Staggered Downpayment Scheme in October 2000. If you are a couple who booked a new 3, 4 or 5-room flat under construction in any of the HDB's sales exercises, you can pay the downpayment in 2 stages. To qualify for SDS, <ul type="disc"><li>you and your spouse must be first-timer applicants; and </li><li>at least you or your spouse is 30 years old or younger at the point of application. </li></ul> From 19 July 2005, the downpayment is reduced from 20% to 10% of the purchase price of the flat. Hence, for applicants who have selected a flat before 19 July 2005, they will have to pay a 20% downpayment as follows: <ul type="disc"><li>10% at the time of signing of Agreement for Lease </li><li>10% at the time of taking possession of the new flat about two to three years later. </li></ul> For applicants who have selected a flat on or after 19 July 2005, they will have to pay a 10% downpayment as follows: <ul type="disc"><li>5% at the time of signing of Agreement for Lease </li><li>5% at the time of taking possession of the new flat about two to three years later. </li></ul>.4. will pass u the lawyer once u have sign otp, just pm me or state here.

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2208 LV0

发表于 22-8-2007 12:38:00 | 显示全部楼层

hi michael, wana ask u 1 Q.im PR, gf is applying for her PR now, estimated approval time is ard late Oct or early Nov. We've been viewing some new hdbs(>5yrs), if we find the unit, how can we get the unit although the condition of purchasing is not yet fulfilled. We dun wana delay the time too much since the market is still boosting.thanks for ur advise!

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michael8330 LV5

发表于 22-8-2007 11:02:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用jenny2004在2007-8-19 22:49:00的发言： michael，we want to consult with you:在我们同意seller的高现金部分的要求后，seller答应我们early move－in因为房子的condition很simple，我们想早点装修。现在还没有到first appointment。屋主准备交key给我们，我们准备找装修商装修，可是我们的agent 这个时候突然对我们说，最好现在不要做，要不然到时候交易不成功，我们的装修就白做了，HDB还会要我们恢复原状，如果是这样的状况，我们还要这个key干什么？不懂中介在我们交易的时候为什么不说这个risk？请教michael，我们现在要去拿这个key吗？屋主已经terminate 水电气，我们要去turn on 吗？谢谢！！！</div>market practice:-renovation will only done after approval letter obatined [10 day after first appointment]at this point of time , [before first appointment] u can get the contractor to give u quotation, interior designer to give u idea how to do up yr hse, take measurement and only start work after the date i mention above. turn on lor, it cost only so little and give u a lot convinent.

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爱吃猫的鱼 LV3

发表于 24-8-2007 01:40:00 | 显示全部楼层

Michael, 再次感谢你的帮助，还想再请教最后2个问题.1) 如果我现在买了2手组屋并且得到了政府$30K的津贴，那么今后我还可以再申请跟HDB买新的房子么？2) 昨天我在HDB的网站通过BTO提交了申请，可是我仔细考虑后又觉得需要等待的时间太长，差多5年时间才可以住上新房.如果我现在想取消我的申请，直接打电话去HDB就可以了么？是否会有什么惩罚，对我今后申请买房子会有不良影响么？请赐教.

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michael8330 LV5

发表于 26-8-2007 00:11:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用爱吃猫的鱼在2007-8-24 1:40:00的发言： Michael, 再次感谢你的帮助，还想再请教最后2个问题.1) 如果我现在买了2手组屋并且得到了政府$30K的津贴，那么今后我还可以再申请跟HDB买新的房子么？2) 昨天我在HDB的网站通过BTO提交了申请，可是我仔细考虑后又觉得需要等待的时间太长，差多5年时间才可以住上新房.如果我现在想取消我的申请，直接打电话去HDB就可以了么？是否会有什么惩罚，对我今后申请买房子会有不良影响么？请赐教.</div>1. can. just need to pay the levy2. u goto   <a href="http://www.hdb.gov.sg/MyHDBPage" target="_blank">My HDBPage</a>* to access the relevant services like:
<ul><li type="square">Enquiry/Change Appointment </li><li type="square">Change Mailing Address </li><li type="square">Change Family Nucleus </li><li type="square">Check Completion Date </li><li type="square">Cancel Application</li></ul>*You will need HDB SPINS or SingPass as a means of authentication to login to My HDBPage.then just lost the $10 admin fee.