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michael8330 LV

发表于 4-8-2007 00:24:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用bona在2007-8-2 9:54:00的发言： HDB website 上查到的resale price是不是不包括房主要的cash那部分？</div>包括

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michael8330 LV

发表于 4-8-2007 00:25:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用yibei在2007-8-3 14:55:00的发言： 一直对印花税的缴交率糊里糊涂的，现在明白了。请问LZ，如果卖旧屋后又买新屋子，是不是旧屋的印花税不退，还要交新屋的印花税？</div>对

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mangosteen LV

发表于 4-8-2007 20:04:00 | 显示全部楼层

亲爱的楼主，刚开始看你的贴时，房价高出估价还就是个一两万，现在呢？COMMMONWEALTH附近的旧三房式，溢价动辄5万！难道现在的行情真的就是这样的了吗？[em03]

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michael8330 LV

发表于 4-8-2007 23:17:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用mangosteen在2007-8-4 20:04:00的发言： 亲爱的楼主，刚开始看你的贴时，房价高出估价还就是个一两万，现在呢？COMMMONWEALTH附近的旧三房式，溢价动辄5万！难道现在的行情真的就是这样的了吗？[em03]</div>再等等.  应该会跌／调整，合理溢价应该 10k-28k depend on which block / renovation / floor.  ３房卖５万溢价，seller 一厢情愿地想, AGENT 白痴, BUYER傻子.[em06]以上纯属个人意见，后果自负

[此贴子已经被作者于2007-8-5 11:04:56编辑过]

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mangosteen LV

发表于 5-8-2007 00:12:00 | 显示全部楼层

呵呵，谢谢楼主大哥！如今象你这样讲真话实话良心话的人可不多了。听大哥的话，不急着赶着去当傻子了。只是希望这股虚浮之风快点刮完，好让我们这些小草民早日有个安家的小窝。。。。[em17][em17][em20][em20][em20]

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michael8330 LV

发表于 5-8-2007 11:03:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用mangosteen在2007-8-5 0:12:00的发言： 呵呵，谢谢楼主大哥！如今象你这样讲真话实话良心话的人可不多了。听大哥的话，不急着赶着去当傻子了。只是希望这股虚浮之风快点刮完，好让我们这些小草民早日有个安家的小窝。。。。[em17][em17][em20][em20][em20]</div>以上纯属个人意见，后果自负

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askforhelp LV

发表于 6-8-2007 17:26:00 | 显示全部楼层

<div style="FLOAT: left;"><img alt="发贴心情" src="http://bbs.sgchinese.com/skins/Default/topicface/face1.gif"/>
</div><div id="textstyle_7334566" style="MARGIN-TOP: 10px; FONT-SIZE: 9pt; MIN-HEIGHT: 200px; WORD-BREAK: break-all; TEXT-INDENT: 24px; LINE-HEIGHT: normal; WORD-WRAP: break-word;">谢谢楼主的超级好贴! 获益不浅! 现有一些问题向楼主求助:  1)      我是SC, 我男朋友是中国人。我们准备联名购买10年以上的EC. 我在新有固定工作，而我男朋友在中国有固定工作且有无贷款的房产。请问这种情况下我男朋友可以取得新加坡的银行贷款吗？  2)      我妈妈是SVP (5 年). 如果我和妈妈买二手组屋 Under non-citizen Scheme, 我可以向 HDB贷款吗?  如果买完房子后, 妈妈SVP到期了没能获续期(万一）, 或妈妈死了(万一中的万一）, 组屋会被HDB强制收回吗?  万分感谢搂主的帮忙 !! </div>

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michael8330 LV

发表于 7-8-2007 10:28:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用askforhelp在2007-8-6 17:26:00的发言： <div style="FLOAT: left;"><img alt="发贴心情" src="http://bbs.sgchinese.com/skins/Default/topicface/face1.gif"/>  </div><div id="textstyle_7334566" style="MARGIN-TOP: 10px; FONT-SIZE: 9pt; MIN-HEIGHT: 200px; WORD-BREAK: break-all; TEXT-INDENT: 24px; LINE-HEIGHT: normal; WORD-WRAP: break-word;">谢谢楼主的超级好贴! 获益不浅! 现有一些问题向楼主求助:  1)      我是SC, 我男朋友是中国人。我们准备联名购买10年以上的EC. 我在新有固定工作，而我男朋友在中国有固定工作且有无贷款的房产。请问这种情况下我男朋友可以取得新加坡的银行贷款吗？  2)      我妈妈是SVP (5 年). 如果我和妈妈买二手组屋 Under non-citizen Scheme, 我可以向 HDB贷款吗?  如果买完房子后, 妈妈SVP到期了没能获续期(万一）, 或妈妈死了(万一中的万一）, 组屋会被HDB强制收回吗?  万分感谢搂主的帮忙 !! </div></div>1. joint-name should be able to get loan, in the event yr BF work in 'big' company[citi bank, hsbc, or equal ] will be easier.2. can3. 妈妈SVP到期了没能获续期(万一）, YES, [ they will want you to get an replace occupier [like get married] 或妈妈死了(万一中的万一）, NO [normally it will not, died is not by choice, by SVP no-renew or divorce is man-made.]

[此贴子已经被作者于2007-8-7 10:28:33编辑过]

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askforhelp LV

发表于 7-8-2007 14:26:00 | 显示全部楼层

Thanks a lot for ur detailed reply. I still have some further questions need to get confirmed. Many many thanks in advance....If I buy a 4-room HDB with my mother (ltsvp) from resale market without getting housing grant (as now I below age of 35), then after several year when I reach 35....1) If I buy a new EC, I am entitled for the housing grant but I must sale my existing 4-room HDB within a period. Is it so?2) If I buy a resale EC, I can't get housing grant and I don't need to force sale my existing 4-room flat, which means I can hold two flat at same time. Am I correct? So in this case, can I still enjoy HDB borrowing rate (2.60%) for my existing 4-room flat? Or I have to re-finance it with bank as now I own a EC, not qualified for HDB loan any more?3) If my boy friend (as perious post mentioned, a foreigner with stable income overseas) decide to buy a resale EC, what is the maximum proportion of the EC value he can get loan for (assume his monthly gross income allows)?Can you leave ur contact to me? I am going to buy HDB flat and would like to invite you to be my property agent.

[此贴子已经被作者于2007-8-7 14:39:36编辑过]

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michael8330 LV

发表于 7-8-2007 15:18:00 | 显示全部楼层

<div class="msgheader">QUOTE:</div><div class="msgborder">以下是引用askforhelp在2007-8-7 14:26:00的发言： Thanks a lot for ur detailed reply. I still have some further questions need to get confirmed. Many many thanks in advance....If I buy a 4-room HDB with my mother (ltsvp) from resale market without getting housing grant (as now I below age of 35), then after several year when I reach 35....1) If I buy a new EC, I am entitled for the housing grant but I must sale my existing 4-room HDB within a period. Is it so?2) If I buy a resale EC, I can't get housing grant and I don't need to force sale my existing 4-room flat, which means I can hold two flat at same time. Am I correct? So in this case, can I still enjoy HDB borrowing rate (2.60%) for my existing 4-room flat? Or I have to re-finance it with bank as now I own a EC, not qualified for HDB loan any more?3) If my boy friend (as perious post mentioned, a foreigner with stable income overseas) decide to buy a resale EC, what is the maximum proportion of the EC value he can get loan for (assume his monthly gross income allows)?Can you leave ur contact to me? I am going to buy HDB flat and would like to invite you to be my property agent.  </div>1.grant yes provided u meet other condition, within six month have to sell.  2. refer to qn 1.3. up to 90% [allow by law] , but in normal cases, for foreigners the bank will do it for 70% of purchase price.

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