michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>myacct</i>在2007-7-7 19:03:00的发言：</b><br/><p>Michael，不好意思再问你一个问题，如果HDB因为这个问题reject的话，那么原来的OTP还是继续有效吗？我的意思是，我们必须重签新的OTP，继续买下那套房子；还是有权利不再签OTP、放弃那套房子？谢谢您！</p><p>对了，还有，如果只有银行的principle approal letter，而还没有银行的最终贷款书LOF，也是可以向HDB submit的吗？</p><p>另外，能pm给我一个你的电话吗？谢谢！</p><p></p></div><p>in the eye of law, the otp is valid as there is an business contract form.( consideraion [deposit given] + sign by both parties + delivery [one parties got one set of agreement]+ agent witness], but due to hdb policy, it cannot be submitted as the date of acceptance must be later than the HLF. so end of the day re-sign a fresh otp or re-date the otp will be the only way out.</p><p>那么原来的OTP还是继续有效吗?</p><p><font color="#f73809" size="4">没效.必须重签新的OTP.</font></p><p>还是有权利不再签OTP、放弃那套房子？</p><p><font color="#ff0000"><font size="4">it all up to u and the seller</font>.</font></p><p>如果只有银行的principle approal letter，而还没有银行的最终贷款书LOF，也是可以向HDB submit的吗?</p><p><font color="#ff3300" size="4">不可以</font></p><p>go and talk to yr agent , he is in a better position to advise u, i only guess the whole thing , i may guess the wrong thing and mess up the whole thing.</p>

[此贴子已经被作者于2007-7-7 23:48:07编辑过]

myacct

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2007-7-6 11:01:00的发言：</b><br/><p>如果被HDB拒绝的话，除了OTP上的定金之外，我们还有别的违约吗？比如说房东还可以告我们吗？</p><p>the deposit <font color="#ff3300" size="4">HAVE TO RETURN</font> to u cause is reject by hdb and not withdraw by u. and no claim from either parties</p><p>no need to worry to much, in normal case , the seller agent will let u re-sign, they are not so free to re-market again and again just because&nbsp;of technical fault create by either agent.</p><p>is both agent very new? how come such a mistake will occur.</p><p>as agent we forseen problem, not create problem</p></div><p>Michael，不好意思再问你一个问题，如果HDB因为这个问题reject的话，那么原来的OTP还是继续有效吗？我的意思是，我们必须重签新的OTP，继续买下那套房子；还是有权利不再签OTP、放弃那套房子？谢谢您！</p><p>对了，还有，如果只有银行的principle approal letter，而还没有银行的最终贷款书LOF，也是可以向HDB submit的吗？</p><p>另外，能pm给我一个你的电话吗？谢谢！</p><p></p>

两天公共假期

<p>谢谢你！</p><p>你这么专业，很遗憾没有请你做我的房屋经纪．</p><p></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>两天公共假期</i>在2007-7-9 19:58:00的发言：</b><br/><p>谢谢你！</p><p>你这么专业，很遗憾没有请你做我的房屋经纪．</p><p></p></div><p>thank you for yr trust. <img title="dvubb" alt="图片点击可在新窗口打开查看" src="https://www.sgchinese.com/bbs/Skins/Default/emot/em04.gif" align="middle" border="0"/></p><p>i don't think i will change job, so will have chance to work together.</p>[em10]

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>melissa</i>在2007-7-10 16:02:00的发言：</b><br/>问楼主，我现在要买一套70多万的公寓。暂时手里现金只能交30%作为首付，以后的可以在2年内都付上。请问这种情况怎么待款？什么银行可行？谢谢</div><p>do u work in s'pore?<br/></p><p>if totally not working in singapore , i knew that citi bank or hsbc can do for 50% loan or below.</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>tomandjason</i>在2007-7-11 19:45:00的发言：</b><br/>楼主你的帖子太长了，看起来好累，你重新开新帖子吧。</div><p>i will take note. </p><p>&nbsp;</p>[em04]

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>melissa</i>在2007-7-11 21:36:00的发言：</b><br/><p>we both work here....and the basic salary&nbsp;are all over 2k ... </p><p>thanks.</p>[em04]</div><p>u can go to any bank.</p><p>just be more careful with the loan package , choose those without lock it period or&nbsp;short lock-in period since u intend to clear the loan within 2 year.</p>