michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>melissa</i>在2007-7-15 13:53:00的发言：</b><br/><p>2-3年内还清所有贷款没有问题哈？太好了。顺便帮朋友问一下，5A 5I有什么区别？</p></div><p>5A = 130 sqm - 135 sqm</p><p>5I = 115sqm - 125sqm</p><p></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>jenny2004</i>在2007-7-17 20:22:00的发言：</b><br/><p>if our house income exceed 8,000 after 1st appointment, is it still ok for us to get the CPF grant???thanks.</p><p>before that we are eligible to get the grant and we already submit the application.</p><p></p><br/></div><p></p><p>after 1st appointment ,hdb don't check anymore.</p><p></p>

[此贴子已经被作者于2007-7-22 17:30:35编辑过]

jenny2004

<p>if our house income exceed 8,000 after 1st appointment, is it still ok for us to get the CPF grant???thanks.</p><p>before that we are eligible to get the grant and we already submit the application.</p><p></p>

[此贴子已经被作者于2007-7-17 20:23:48编辑过]

michael8330

<p>it seem like the market is over-heated.</p><p>my advise to those new couple, take a break , look around don't jump in and buy just because u worry that the price will raise further and further. please go and ask around those old ppls as they still remember 96-97 time[property bubbles blust], they are still licking their wound.</p><p>now , they government have start to step in slowly.</p><p>news report a few day ago, 50% to 70% [a 40% increase] and on sept. the DC will sure increase.</p><p>the price&nbsp;shoot up due to en-block[80%] and good outlook of singapore[20%] IR will come in in 2009 and a lot of new project will be top this 2 year. 'citylight' will be ready by end of this year,[2 big tower, i can't remember the total unit , should be more than 350 unit], it will have ample unit for those ppls who need a roof over their head.[now geylang rental unit is crazy 3 bedroom apartment[w/o facilities]&nbsp;rented at 2500S$-3200S$] 3 bedroom with facilities going for S$3200-S$4500.</p><p>see a few more month, maybe after national day , more gov. interval may come in.</p><p>the transaction volume have become lesses.[more and more buyer are not ready to pay the price that the seller ask]</p><p>i prefer the price to go up slowly , not rocket shoot.</p><p>my 2 cent thought.[em05]</p>

miomio

I agree with you, recently I am looking for&nbsp;a HDB flat in jurong west, yesterday an agent told me that the latest valuation for BLK 65* near future MRT is becoming down,it's very unexpected,there is&nbsp; a big jump between the valuation price and the price that owner asked.(320K),&nbsp; just as you said"more and more perople won't pay the price that owner asked", all the price should be based on the valuation,not based on your mind.[em03]

yenfong

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>tomandjason</i>在2007-7-11 19:45:00的发言：</b><br/>楼主你的帖子太长了，看起来好累，你重新开新帖子吧。</div><p></p>But there are a lot of vaulable info and advice at the old post, other may want to see the old post, so I am not&nbsp;support to 重新开新帖子

yenfong

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2007-7-22 17:52:00的发言：</b><br/><p>it seem like the market is over-heated.</p><p>my advise to those new couple, take a break , look around don't jump in and buy just because u worry that the price will raise further and further. please go and ask around those old ppls as they still remember 96-97 time[property bubbles blust], they are still licking their wound.</p><p>now , they government have start to step in slowly.</p><p>news report a few day ago, 50% to 70% [a 40% increase] and on sept. the DC will sure increase.</p><p>the price&nbsp;shoot up due to en-block[80%] and good outlook of singapore[20%] IR will come in in 2009 and a lot of new project will be top this 2 year. 'citylight' will be ready by end of this year,[2 big tower, i can't remember the total unit , should be more than 350 unit], it will have ample unit for those ppls who need a roof over their head.[now geylang rental unit is crazy 3 bedroom apartment[w/o facilities]&nbsp;rented at 2500S$-3200S$] 3 bedroom with facilities going for S$3200-S$4500.</p><p>see a few more month, maybe after national day , more gov. interval may come in.</p><p>the transaction volume have become lesses.[more and more buyer are not ready to pay the price that the seller ask]</p><p>i prefer the price to go up slowly , not rocket shoot.</p><p>my 2 cent thought.[em05]</p></div><p></p>Thanks michael advice, the price is rocket shoot up now, so many greedy seller around market. they want to earn greedy money&nbsp;and more and more&nbsp;buyer don't have own HDB to stay. I hear more and more young couple after married still stay their own parent house. wait for the new HDB launch.&nbsp;

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>melissa</i>在2007-7-26 0:23:00的发言：</b><br/>买套5I组屋需要付多少%印花税和律师费？谢谢！</div><p>selling price :-</p><p>first 180 000/- =1%</p><p>next $180000/- = 2%</p><p>thereafter 3% </p><p>so if selling price is 300k then the stamp price will be :-</p><p>1800( 1%) + 2400 (2%) = 4200S$</p><p>律师费</p><p>non-frills lawyer :- 1800+gst [simple striaght forward case]&nbsp;to 2200+gst (with bridge loan) for hdb, pte will be 2.5k-3k</p><p>super lawyer fee:- can go up to 3.5k[hdb]&nbsp;as one net friend point out.</p><p></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>yenfong</i>在2007-7-24 12:09:00的发言：</b><br/><p></p>But there are a lot of vaulable info and advice at the old post, other may want to see the old post, so I am not&nbsp;support to 重新开新帖子</div><p>i think this way also, coming august will be one year and a lot of thing had happen , price when up like crazy, [just like 95-96 where the gov. start to come in to intervnal and can see&nbsp;if they use the last resort 'capital gain tax'] u can kiss good bye with the high price ] market price had already factor-in the casino in 2009, so why shoot up so fast? i&nbsp;think is 'fear' and the 'supply and demand' have become un-balance due to en-block sale.&nbsp;</p><p>in fact a few customers get me to look for flat/hdb/condo for them, i actually tell them to see for a few month before make the decision, some listen , some just carry-on, is up to them.[if they still making the same money now or even recession then it ok, i have see manager making 7.5k , during recession, company close down ,cannot get job for 2 year , after that get a security guard job&nbsp;of 1.5k, so just image]&nbsp;&nbsp;i don't want 'just because my agency fee of 1%' , and they end up have to pay very high price. maybe have to use their whole life to repay this. sound terrible but it true. i have a few cases like this.</p>