michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>骄傲的中国人</i>在2008-6-24 12:38:00的发言：</b><br/>
<p class="MsoNormal" 0pt? 0in="0in" 0in?><font size="3"><span lang="ZH-CN" style="FONT-FAMILY: SimSun; mso-ascii-font-family: 'Times new=" Roman?? new="New" ?Times mso-hansi-font-family: Roman?; New?>请问，没有工作想买</span><font face="Times new=" New? Roman?>resale HDB flat </font><span lang="ZH-CN" style="FONT-FAMILY: SimSun; mso-ascii-font-family: 'Times new=" Roman?? new="New" ?Times mso-hansi-font-family: Roman?; New?>的</span><font face="Times new=" New? Roman?>PRs </font><span lang="ZH-CN" style="FONT-FAMILY: SimSun; mso-ascii-font-family: 'Times new=" Roman?? new="New" ?Times mso-hansi-font-family: Roman?; New?>如何贷款？什么银行可以贷到款？</span></font></p></div>
<p>&nbsp;</p>
<p>不可以</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>andyjiaow</i>在2008-6-24 20:58:00的发言：</b><br/><br/>&nbsp; <br/>How to reach Michael's agent? <br/>I would like to rent a 3+1 HDB near Woodlands, expected moving in date Aug 1st. <br/>Thanks
<div align="right"><font color="#000066">[此贴子已经被作者于2008-6-24 20:59:04编辑过]</font></div></div>
<p>&nbsp;</p>
<p>currently my agent did not have anything in woodland available in aug , if they have i will get them to PM you.</p>

andyjiaow

以下是引用[I]michael8330[/I]在2008-5-25 13:48:00的发言：<br> <br>我会叫我的仲价帮你 <br>最近比较忙 <br>

<br>&nbsp; <br>How to reach Michael's agent? <br>I would like to rent a 3+1 HDB near Woodlands, expected moving in date Aug 1st. <br>Thanks

[此贴子已经被作者于2008-6-24 20:59:04编辑过]

骄傲的中国人

<p class="MsoNormal" style="MARGIN: 0in="0in"  0in="0in"  0pt"><font size="3"><span lang="ZH-CN" style="FONT-FAMILY: SimSun; mso-ascii-font-family: 'Times New="New"  Roman'; mso-hansi-font-family: 'Times New="New"  Roman'">请问，没有工作想买</span><font face="Times New="New"  Roman">resale HDB flat </font><span lang="ZH-CN" style="FONT-FAMILY: SimSun; mso-ascii-font-family: 'Times New="New"  Roman'; mso-hansi-font-family: 'Times New="New"  Roman'">的</span><font face="Times New="New"  Roman">PRs </font><span lang="ZH-CN" style="FONT-FAMILY: SimSun; mso-ascii-font-family: 'Times New="New"  Roman'; mso-hansi-font-family: 'Times New="New"  Roman'">如何贷款？什么银行可以贷到款？</span></font></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>不戒</i>在2008-7-18 12:13:00的发言：</b><br/>
<p><font style="BACKGROUND-COLOR: #ffffff"><font color="#000000"><strong>Hi, <font face="Verdana">michael:</font></strong></font></font></p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong></strong></font>&nbsp;</p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong>想请教一下。我已有一套HDB flat，贷款未还清。现在要购买另一套condo，CPF OA里还有一些钱，但是根据新加坡法律，必须set apart最低限额后才可以用CPF付第二套地产，而我的不够，只有全部用cash付downpayment。</strong></font></p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong></strong></font>&nbsp;</p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong>那么，如果我购买了第二套condo，我还可以用CPF OA里的余款付第一套HDB的部分贷款吗？谢谢！</strong></font></p></div>
<p>可以</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>Lottery</i>在2008-7-18 18:10:00的发言：</b><br/>
<p>Hi Michael,</p>
<p>&nbsp;</p>
<p>I have a HDB flat and no bank loan now. I want to buy another Condo but without enough cash to pay the downpayment and etc fees. Is that possible to borrow money from bank with my fully paid HDB flat? If the HDB flat costs 200K how much I can borrow from bank and what's the interest?</p>
<p>&nbsp;</p>
<p>Thanks a lot in advance.</p>
<p>&nbsp;</p>
<p>Best Regards,</p>
<p>lottery.</p>
<div align="right"><font color="#000066">[此贴子已经被作者于2008-7-18 18:10:14编辑过]</font></div></div>
<p>cannot, hdb flat cannot re-finance for cash.</p>
<p>&nbsp;</p>

Lottery

<p>Hi Michael,</p>
<p>&nbsp;</p>
<p>I have a HDB flat and no bank loan now. I want to buy another Condo but without enough cash to pay the downpayment and etc fees. Is that possible to borrow money from bank with my fully paid HDB flat? If the HDB flat costs 200K how much I can borrow from bank and what's the interest?</p>
<p>&nbsp;</p>
<p>Thanks a lot in advance.</p>
<p>&nbsp;</p>
<p>Best Regards,</p>
<p>lottery.</p>

[此贴子已经被作者于2008-7-18 18:10:14编辑过]

不戒

<p><font style="BACKGROUND-COLOR: #ffffff"><font color="#000000"><strong>Hi, <font face="Verdana">michael:</font></strong></font></font></p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong></strong></font>&nbsp;</p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong>想请教一下。我已有一套HDB flat，贷款未还清。现在要购买另一套condo，CPF OA里还有一些钱，但是根据新加坡法律，必须set apart最低限额后才可以用CPF付第二套地产，而我的不够，只有全部用cash付downpayment。</strong></font></p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong></strong></font>&nbsp;</p>
<p><font style="BACKGROUND-COLOR: #ffffff" color="#000000"><strong>那么，如果我购买了第二套condo，我还可以用CPF OA里的余款付第一套HDB的部分贷款吗？谢谢！</strong></font></p>

sunup

<p><font size="4"><strong>blk 116&nbsp; 3房式-&nbsp; 3I ,&nbsp;&nbsp; &nbsp; toa payoh lor 2&nbsp; ,&nbsp;</strong></font></p>
<p><strong><font size="4"></font></strong>&nbsp;</p>
<p><font size="4"><strong>&nbsp;braddell mrt&nbsp;1min（布莱德地铁站）&nbsp; ,&nbsp;&nbsp;</strong></font></p>
<p><font size="4"><strong></strong></font>&nbsp;</p>
<p><font size="4"><strong>38年屋龄，&nbsp;2年前装修 ，非常漂亮 ，</strong></font></p>
<p><font size="4"><strong></strong></font>&nbsp;</p>
<p><font size="4"><strong>7楼， 南北向，前后</strong></font><font size="4"><strong>无阻挡，电梯层 ， 已付翻新费，PR可以买&nbsp;</strong></font></p>
<p><font size="4"><strong>&nbsp;</strong></font></p>
<p><font size="4"><strong></strong></font>&nbsp;</p>
<p><font size="4"><strong>估价 ： $25万&nbsp;&nbsp;&nbsp; asking $25万+5万= $30万 </strong></font></p>
<p><strong><font size="4"></font></strong>&nbsp;</p>
<p><strong><font size="4"></font></strong>&nbsp;</p>
<p><strong><font size="4"></font></strong>&nbsp;</p>
<p><strong><font size="4"></font></strong>&nbsp;</p>
<p><font size="4"><strong></strong></font>&nbsp;</p>
<p><font size="4"><strong></strong></font>&nbsp;<font size="4"><strong>有兴趣请拨打 ： </strong></font></p>

爱吃牛肉干

&nbsp;
[BR]michael,你好.知道你是个热心人,有一点问题请教,希望得到您的帮助.
[BR]我和老公都是中国PR,刚买了一套4房式组屋,9月1st appointment,11月2nd appointment.但我老公被派到国外工作,我随行,现已开始准备签证,预计12月的机票.我们想将房子整套出租.
[BR]&nbsp;
[BR]Q1: 什么时候申请HDB approval?必须在completion之后吗?等待批准需要多长时间?
[BR]&nbsp;
[BR]Q2&nbsp;:POA必须是房屋中介吗?找朋友或是租客可以吗? PS:请问中介的management fee大概是多少?
[BR]&nbsp;
[BR]Q3:全部租金归我所有,向政府缴多少税?10%?
[BR]&nbsp;
[BR]Q4. HDB如何得知我的租金?申请approval时必须附上租房合同吗?
[BR]&nbsp;
[BR]等待您的回答,万分感谢!