guojiajia

谢谢咯

momosg

谢谢喔[em01]

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>momosg</i>在2006-12-28 9:31:00的发言：</b><br/>谢谢喔[em01]</div><p></p>you are welcome[em05]

Candy5160

请教几个问题 1，打算买condo,500K-600K左右的，刚工作不久，只想首付10%，cash+cpf ordinary account,那么这两者的比例一定要5%，5%吗？还是可以随意调整，只要总共是10%就行 2，银行能贷款多少取决于贷款人的收入，for my case，我打算和男友一起买，他是PR, 我不前拿EP, 可以随时转PR,但目前还没有打算转。那考虑收入能考虑我们共同的收入吗？还是必须先结婚才能考虑在双方收入总和的基础上贷款。 3，所谓银行贷款基于贷款人收入的多少，这个收入是指一年内所有包括basic salary,cpf, bonus, allowance的总和吗？ 4，如果购买CONDO后，3-5年要离开新加坡，能拿回多少CASH呢？划算吗？是不是租房更适合，租2000左右一套的condo？另外你是不是不建议我的这种情况买CONDO,而倾向于HDB呢？ 5，如果我们想买excutive condo，可以吗？需要什么条件？redhill和queenstown或者buna vista附近的excutive需要多少钱呢？五房和四房呢？多谢了!

adanshen

<div style="LINE-HEIGHT: 22px; HEIGHT: 22px;"><div style="FLOAT: left;"><img alt="发贴心情" src="https://www.sgchinese.com/bbs/skins/Default/topicface/face1.gif"/></div><b>want to buy, any owner here?</b></div><div style="PADDING-RIGHT: 0px; MARGIN-TOP: 10px; FONT-SIZE: 9pt; OVERFLOW-X: hidden; WIDTH: 97%; WORD-BREAK: break-all; TEXT-INDENT: 24px; LINE-HEIGHT: normal; HEIGHT: 200px; WORD-WRAP: break-word;"><p>I want to buy hdb (4 or 5) near chinese garden, jurong east and clementi MRT, any one get or your friend get, pls contact me</p><p><a href="mailto:[email protected]" target="_blank">[email protected]</a>
                </p><p>thanks</p></div>

sgbigsell

<p>凑个热闹。我计划在3月份开始，看看hdb resale组屋有没有合适的。</p><p>地点- 西线各大mrt walk distance &lt;=10mins.</p><p>12年以内，电梯层，南北项，pt block,</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>sgbigsell</i>在2007-1-3 15:15:00的发言：</b><br/><p>凑个热闹。我计划在3月份开始，看看hdb resale组屋有没有合适的。</p><p>地点- 西线各大mrt walk distance &lt;=10mins.</p><p>12年以内，电梯层，南北项，pt block,</p></div><p>good luck in yr house hunting</p>[em01]

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>adanshen</i>在2007-1-3 13:40:00的发言：</b><br/><div style="LINE-HEIGHT: 22px; HEIGHT: 22px;"><div style="FLOAT: left;"><img alt="发贴心情" src="https://www.sgchinese.com/bbs/skins/Default/topicface/face1.gif"/></div><b>want to buy, any owner here?</b></div><div style="PADDING-RIGHT: 0px; MARGIN-TOP: 10px; FONT-SIZE: 9pt; OVERFLOW-X: hidden; WIDTH: 97%; WORD-BREAK: break-all; TEXT-INDENT: 24px; LINE-HEIGHT: normal; HEIGHT: 200px; WORD-WRAP: break-word;"><p>I want to buy hdb (4 or 5) near chinese garden, jurong east and clementi MRT, any one get or your friend get, pls contact me</p><p><a href="mailto:[email protected]" target="_blank">[email protected]</a><br/>&nbsp;&nbsp;</p><p>thanks</p></div></div><p></p>u should look into the classified ads, it &nbsp;will have more leads, this forum got a lot of buyer instead of seller.

michael8330

QUOTE: 以下是引用 Candy5160 在2007-1-3 12:49:00的发言：请教几个问题
1，打算买condo,500K-600K左右的，刚工作不久，只想首付10%，cash+cpf ordinary account,那么这两者的比例一定要5%，5%吗？还是可以随意调整，只要总共是10%就行 2，银行能贷款多少取决于贷款人的收入，for my case，我打算和男友一起买，他是PR, 我不前拿EP, 可以随时转PR,但目前还没有打算转。那考虑收入能考虑我们共同的收入吗？还是必须先结婚才能考虑在双方收入总和的基础上贷款。
3，所谓银行贷款基于贷款人收入的多少，这个收入是指一年内所有包括basic salary,cpf, bonus, allowance的总和吗？
4，如果购买CONDO后，3-5年要离开新加坡，能拿回多少CASH呢？划算吗？是不是租房更适合，租2000左右一套的condo？

另外你是不是不建议我的这种情况买CONDO,而倾向于HDB呢？ 5，如果我们想买excutive condo，可以吗？需要什么条件？redhill和queenstown或者buna vista附近的excutive需要多少钱呢？五房和四房呢？多谢了!

1. minimum 5% cash, and 5% cpf, if u have more cpf money u can reduce yr loan amount but cannot replace the 5% cash. if u have less cpf (less than 5%) than u have to top up in cash. take note that still have stamp duty and legal fee to cover.( will be approx. 2.5% of the selling price , legal fee around 2.5k)

2. the bank will consider both yr income , but in this case u cannot use yr cpf account to services[pay] the loan. only when u are married than u are allow to use yr cpf to services the loan.

3. 40% of the household income [收入是指一年内所有包括basic salary,cpf, bonus, allowance的总和], every 1k income , u can loan up to 100k for 30 year loan(approx.)

4. it depend on the market. now it looking upward.  if u want to buy hdb, u MUST get married, 3 month after the legal completion of the transaction.

5. excutive condo will be the same as pte condo.

to know the transaction price please click below.

http://www.hdb.gov.sg/bb33/ispm051p.nsf/Search
should get one banker to do a proper caculation before u do any decision.

錢哆哆

请问什么条件下公民可以享受政府的30k or 40k 的买房补贴？例如夫妻中，丈夫是新公民，妻子是中国人持有ltsvp准证，这种情况下买房，是否可以享受补贴？谢谢！！！