回答|共 34 个

Ryoryo LV

发表于 16-9-2011 09:24:44 | 显示全部楼层

也就是说现在(去年830之后)买了组屋的未住满5年,是不可以买任何公寓的对吗?

hongyecun LV

发表于 16-9-2011 09:42:01 | 显示全部楼层

楼主是830之前买的转售组屋并且没有拿津贴,所以随时可以买公寓。

Ryoryo LV

发表于 16-9-2011 09:51:42 | 显示全部楼层

hongyecun 发表于 16-9-2011 09:42
楼主是830之前买的转售组屋并且没有拿津贴,所以随时可以买公寓。

那如果830之后买的转售组屋并且没有拿津贴,可以买公寓吗?如果没有住满5年的话

康友 LV

发表于 16-9-2011 10:41:31 | 显示全部楼层

”按现在的政策,只要CPF里OA和SA的钱到达底线就可以拿超过部分还贷款了。”
那如果第一套是公寓,买第二套公寓的话,也遵循此条例吗?

freesoul99 LV

发表于 16-9-2011 12:18:26 | 显示全部楼层

康友 发表于 16-9-2011 10:41
”按现在的政策,只要CPF里OA和SA的钱到达底线就可以拿超过部分还贷款了。”
那如果第一套是公寓,买第二套 ...

要遵守

WAYNEWEI LV

发表于 16-9-2011 12:43:42 | 显示全部楼层

杰妮儿 发表于 14-9-2011 22:40
组屋买的是RESALE的,没有政府津贴,已经达到了买公寓的年限,不过还没住满五年,
公寓是自己的名字买的,按现在 ...

存三年CPF一般是不可能达到用CPF来还第二套的要求。
自己看吧,自己算一下。我大概看了一下,即使你的工资超过4500的底限,粗略估算起码要存10年才能达到要求。


Can I use my CPF to purchase more than one property?
[ Owning A Property > Residential Properties Scheme (RPS) > Use of CPF to Purchase Multiple Properties under RPS ]   

A: Yes, you may use your CPF to purchase more than one property.

However, if you already own a property (HDB flat or private residential property) bought with your CPF savings and wish to buy another property with CPF savings after 1 July 2006, you must set aside half of the prevailing Minimum Sum before you can use the excess savings in your Ordinary Account for the second/subsequent property.  Savings in the Special Account (including the amount used for investments) and Ordinary Account can be used to meet this required amount.

Please note that as the Minimum Sum will be raised in July each year, the amount you need to set aside will be adjusted accordingly.  Please click here for more details.

If you currently own more than one property bought with CPF savings before 1 July 2006, you need not set aside half of the prevailing Minimum Sum unless you subsequently buy another property using your CPF savings on or after 1 July 2006.

Please note that this is not applicable if you are applying to use your CPF to purchase a second or subsequent property with non-related singles.  Non-related singles can only jointly use their CPF to purchase one property (HDB flat or private residential property).



Withdrawal of CPF monies for the second/ subsequent property on or after
Prevailing Minimum Sum
Half of the Prevailing Minimum Sum
1 July 2006
$94,600
$47,300
1 July 2007
$99,600
$49,800
1 July 2008
$106,000
$53,000
1 July 2009
$117,000
$58,500
1 July 2010
$123,000
$61,500
1 July 2011
$131,000
$65,500

freesoul99 LV

发表于 16-9-2011 13:28:11 | 显示全部楼层

WAYNEWEI 发表于 16-9-2011 12:43
存三年CPF一般是不可能达到用CPF来还第二套的要求。
自己看吧,自己算一下。我大概看了一下,即使你的工 ...

可能SA的底子厚

Ryoryo LV

发表于 16-9-2011 13:43:57 | 显示全部楼层

山谷无回声 发表于 16-9-2011 13:37
CPF可以投资de1, 俺的SA>> 200K了, 所以其他不是问题

厉害!special acct都有200000了,那其他的0就更多了~~高人高人

杰妮儿 LV

发表于 16-9-2011 13:55:44 | 显示全部楼层

谢谢上面大家热心的回答,谢谢了,组屋是新政前买的,没有五年这么长的限购时间,但是要住满五年才行

Ryoryo LV

发表于 16-9-2011 13:56:55 | 显示全部楼层

回复山谷:还不多啊?
也是。。。钱再多也不嫌多的呵呵!
您需要登录后才可以回帖 登录 | 注册会员

本版积分规则