North-West

csy2006 发表于 14-1-2011 01:25
the buyer for condo can not convert to HDB due to purchasing limit such as income limit or already ...

不是现有condo的人转到HDB市场
是部分本来想买condo的人，可能会考虑买HDB

平凡又平凡

山谷无回声 发表于 14-1-2011 12:10
对真正有实力的买家无论投资或自住都影响不大--现在借钱的广告，到处发--legal loan；这样的措施会减少银行 ...

买家减少了，卖家卖给谁？

North-West

wuyouwu 发表于 14-1-2011 11:41
My two cents:

For speculators, no market to play with (both the doors to private market and HDB mar ...

My 5 cents: :P

1. For own occupiers, a percentage of them will be rejected at the door, since the downpayment is increased to 40% now.

2. No doubt the super rich investors will not be constrained so much as own occupiers. But the leverage dropped from 3.3 to 2.5, ROI decreases 25%. Any business men will be well aware of this. And risk, is increased to an unkown figure.

3. Market price is always determined by multiple driving forces. As the cooling effects accumulates, more want to sell and fewer will buy at this particular point of time. The supply/demand dynamic changes. The scale now leans to buyer side.

True, the oringal purpose of the government may be targeting the flippers. However, the effects will likely propogate to the whole private market.

North-West

平凡又平凡 发表于 14-1-2011 12:16
买家减少了，卖家卖给谁？

正解

1。新政对卖家没影响，但是买家还是受首付变化影响（有房贷的话）

2。而且买家以后很可能也要卖，他们是受限制的，这么讲的话，现在又不便宜，为什么要在这个时候买呢？

会逐渐变成买方市场

平凡又平凡

North-West 发表于 14-1-2011 12:32
正解

1。新政对卖家没影响，但是买家还是受首付变化影响（有房贷的话）

我的意思是，新政对卖家有间接影响。金钱上面没有影响。可是，买家少了，卖家的房子不好卖了。市场淡静了。

csy2006

North-West 发表于 14-1-2011 11:06
不是现有condo的人转到HDB市场
是部分本来想买condo的人，可能会考虑买HDB

这部分人会是那些人呢？PR买不到理想位置的人而已吧。受限制不能买的还是不能买。以前不是有政策有房产再买hdb的人，必须要先处理hdb吗

blueyy

North-West 发表于 14-1-2011 12:32
正解

1。新政对卖家没影响，但是买家还是受首付变化影响（有房贷的话）

why no impact to seller? isnt it they need to pay 16% -4% stamp duty depends on how long they own the property?

freesoul99

blueyy 发表于 14-1-2011 13:45
why no impact to seller? isnt it they need to pay 16% -4% stamp duty depends on how long they own  ...

今天以后买的房以后要卖才受此政策影响。以前的按旧政策。

North-West

wuyouwu 发表于 14-1-2011 13:43
回复 North-West 的帖子

I doubt if the super rich take loans for their investment? really not sure.  ...

Well, I wonder too.

As I see, no one hates being rich (high ROI), let alone using cheap money as good as almost free.

No doubt, these RICH guys may buy their houses by cash for their own residence. Other investments in property? Really not sure.

The media always tends to report the eyeball-catching news. Whether this Sentosa Cove buyers reflects the major crowd of oversea buyers, we don't know and I don't think the press cares.

Last but not least, excuse my questioning for the ethics practice standards of the media workers nowadays. :o

North-West

回复 blueyy 的帖子

上文指的是1.14前购入房产的卖家，所以没有直接影响