回答|共 32 个

松树 LV10

发表于 25-10-2010 13:16:09 | 显示全部楼层

个人理解:COV为正的情况下,理论上估价应该不会下降。但是,COV公布的都是平均价,不同地点和房型cov不同的。cov均价降低到1-2万后,应该有越来越多的cov为零或是负的房屋出售。所以地角、楼层和朝向差的房屋的估价也会相应下降。

探路者2 LV6

发表于 26-10-2010 00:53:50 | 显示全部楼层

小狮租房
这个东西个人理解是没用的,因为人家是用公式算出来的,自己再怎么一厢情愿也不行的。

       

HDB resale flat prices continue to rise
By Imelda Saad | Posted: 22 October 2010 1304 hrs

         
SINGAPORE : The HDB resale market saw prices reaching another record level in the third quarter despite measures to cool the property market announced in August.

The resale price index (RPI) rose a further 4 per cent to yet another new high of 167.8 in the third quarter, with Cash-Over-Valuation (COV) remaining at S$30,000.

Observers said measures announced to cool the property market, which kicked in on August 30, have yet to have a major impact on HDB resale prices.

One company, PropNex, said the increase in resale price could be attributed to median COV continuing to inch upwards.

On closer inspection, it said that even though overall COV remained at S$30,000, median COVs for individual flat types rose by about S$2,000 to S$3,000 across three-room, four-room, five-room and executive flats.

But one thing market watchers agree on is that COV could drop by the end of the year to around S$20,000, when the full impact of the cooling measures kick in.

PropNex CEO Mohamed Ismail said: "Although these numbers translate to individual flat types' COVs rising by between 6-10 per cent quarter-on-quarter, the increase is clearly lower than it was in the second quarter of 2009. This shows that the cooling measures announced on August 30 are having an impact..."

Nicholas Mak, executive director at SLP International Property Consultants, predicts that COV prices will fall a further 10 to 25 per cent by the end of 2011.

"I think there is less upside potential for COV in the near future," he said.

Associate director at ERA Real Estate, Eugene Lim, added: "The non-genuine buyers are the ones who are prepared to pay, because they are looking at it for investment. But for people who are buying for their own stay, then the transaction price does matter a lot to them...so inevitably, most buyers are negotiating aggressively on price."

Already, resale transactions have fallen by about 10 per cent - from 9,114 cases in the second quarter of this year to 8,205 cases in the third quarter.

This is due mainly to the sharp drop in transactions after the property measures kicked in.

HDB said there was a 25 per cent decrease in monthly resale volume from August to September alone.

Mr Lim said: "If you look at our company's transactions, between August and September, August is our highest month for the entire year in terms of volume of transactions as well as the resale prices that have been clocked in, but this was before the announcement. After the announcement, September then became our lowest month for the whole year."

Overall, analysts predict resale prices could fall by 5 to 8 per cent over the next six months.

Correspondingly, the valuation of flats is also beginning to slide south, reflecting market conditions.

Separately, the HDB will continue to ramp up the supply of new flats to meet demand for first timers. Next year, it will release 22,000 new flats if demand persists. At this rate, the HDB would have released enough in just two years to create another Toa Payoh new town.

1,320 flats under the Build-to-Order (BTO) Scheme in Bukit Panjang and Sengkang will be launched on October 26 this year.

HDB will also launch about 2,200 flats in Yishun and Punggol in November/December 2010.

This will bring the total BTO flat supply for 2010 to about 16,100, compared to the 9,000 BTO flats in 2009.

Together with the August 2010 Sale of Balance Flats, the total new flat supply for 2010 will reach 17,700.

HDB will also release more land for the development of Design, Build and Sell Scheme (DBSS) flats and Executive Condominiums (EC) units to provide choices for the higher-income households.

Based on the land sales scheduled for this year, there will be about 3,000 units under DBSS and 4,000 units under the EC Housing Scheme.

Developers will launch the EC and DBSS units for sale later this year or next year. - CNA/fa/ms

探路者2 LV6

发表于 26-10-2010 01:11:28 | 显示全部楼层

HDB的价格变动总是比较缓慢的,但是从condo的价格变化就很容易看出来未来的大趋势:
HDB二季上涨4.1%,三季上涨4%
Condo二季上涨5.3%,三季上涨2.9%

春江水暖鸭先知,毕竟投资的人嗅觉更加敏锐一点,九月一个月,就把Condo涨幅完全遏制住了。有人可能会说ZF的政策只是为了抑制HDB投机,但是反过来说,HDB的高价位正是给Condo的高价提供了支撑点,一旦HDB潮水退去,Condo这个暗礁自然会水落石出。到时Condo的价格滑落才会真正刺激到HDB市场的大跌。而且明年还有22000个BTO。

当然,大跌不太可能,除非新ZF为了遏制9月份3.7%的CPI开始加息。而目前Sibor已经降到了历史低点,有些银行都开始放超低贷款了。40万的HDB,六个月之后下跌2~3万(这个数据来源于上面的帖子)看似还是可能的,从数额上来讲,虽然不是很多,但是也不算太少。现在还没出手的筒子,不妨再观望一阵子。

松树 LV10

发表于 26-10-2010 09:48:44 | 显示全部楼层

谦虚一下,还中了你一**。你又不是房地产商,不是HDB,不是估价师,你也不知道具体公式,你所做的只能是个人理解一下公式中的具体关联性。这里除非是引用数据,其他的都是“个人理解”,如果个人理解没用,那你说论坛也没什么意义了。没什么意义你还老发言。

探路者2 LV6

发表于 26-10-2010 11:06:14 | 显示全部楼层

汗,您难道没有看到我引用的所谓专家的话,我还特意用红字高亮出来。这个不是我个人揣测出来的,当然,专家的话也许都只是胡扯。

如果按照我个人理解,我还希望房价以每年10倍的价格上涨呢,我还希望2050年可以在火星移民呢。就不说别的,您的这个:个人理解:COV为正的情况下,理论上估价应该不会下降。

理论上是什么?理论在哪呢?

个人理解可以,但最好不要个人臆测,这两者可还是差得很远呢。咱再怎么胡说,至少乍一看还是合情合理的。:_xsjsnll

tai400 LV6

发表于 26-10-2010 12:44:31 | 显示全部楼层

COV为正的情况下,估价到底不会下降?
有仲介一直要我現在出手
他說估價在未來幾個月還會再起
因為還有COV的存在
我個人很困惑

請問有高手可以解答嗎?

ITProfessional LV6

发表于 26-10-2010 14:26:43 | 显示全部楼层

COV为正的情况下,估价到底不会下降?
有仲介一直要我現在出手
他說估價在未來幾個月還會再起
因為還有COV的 ...
tai400 发表于 26-10-2010 12:44




这个问题我也很困惑, 如果COV从4万跌到2万, 那整个转售价格是不是会跌点, 这样的话估价是不是要降点, 因为市场已经降温了.

一家四口 LV12

发表于 26-10-2010 14:32:52 | 显示全部楼层

新加坡的HDB只要不是从ZF手上买的,COV是一直存在的。我2001年第一次买房COV就1万8了。当然也有0COV或者低于估价的房子,只是那样的房子相信很多人也看不上。

若雷 LV10

发表于 26-10-2010 14:52:54 | 显示全部楼层

我2004年买的很正常的房子,低过估价1万块买的。买的时候什么都不懂,经纪说值得买就赶紧买了,也不知道什么是COV。

晚上不睡觉 LV12

发表于 26-10-2010 15:52:37 | 显示全部楼层

在房地产不景气的时候,屋主急需现金或房子是低楼层,结构不规则,离地铁站远,成交价就会低过估价,因为是买方市场,这种情况也很常见的。

我2004年买的很正常的房子,低过估价1万块买的。买的时候什么都不懂,经纪说值得买就赶紧买了,也不知 ...
若雷 发表于 26-10-2010 14:52
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