谁知道cpf的利息怎样算啊

youran

听说cpf有利息的，不过我看我的，好几年了都是我自己和公司交的钱，哪有利息啊？要做点什么申请之类的才会有利息吗？好奇。。。谢谢各位老大

木杉

貌似没有利息吧？没听说~~~

maurice

每年年尾都有一个利息收入项目，类似 "31 DEC  INT xxxx xxx xxx"

要看 Transaction History，而不是 Contribution History

good99

回复 1# youran

当然有利息，而且很高，2.5%

mppp

当然有利息，以前是固定的，现在根据新加坡长期国债利率浮动，一般2.5%左右，special account比ordinary account多1%。你不需要做什么

cabbage

楼上正解. 很不错的利息哇,无风险投资回报. 只是不能拿出来花,只能买房子啥的.

good99

当然有利息，以前是固定的，现在根据新加坡长期国债利率浮动，一般2.5%左右，special account比ordinary ac ...
mppp 发表于 14-4-2010 09:31

赫赫，现在2.5%是不错，但不是根据什么国债利率浮动的，而是根据本地银行的定期存款利率挂钩，并且，最低2.5%。因此，尽管现在银行存款利率很低，CPF还是维持在2.5%，这是法定的最低限。
这还是普通帐户。特别和医药户头是4%

wyfet

ordinary account interest is 2.5%  SA and medisave interest is 4%

wyfet

ordinary account interest is 2.5%  SA and medisave interest is 4%

mppp

赫赫，现在2.5%是不错，但不是根据什么国债利率浮动的，而是根据本地银行的定期存款利率挂钩，并且，最低 ...
good99 发表于 14-4-2010 21:19

    * The interest rate for the Special, Medisave and Retirement accounts (SMRA) will not be fixed at 4% anymore. Starting from 1 Jan 2008, the rate will be pegged to an “appropriate long-term bond rate”. It has been suggested that the selected bond may be a Temasek Holdings-related bond.
    * The SMRA rate may start off at below 4%, but Minister Ng assured us that in the long run, what we get may be above 4% per annum. It depends on the performance of the bond. [Update: the SMRA rate is guaranteed to be at least 4% for 2 years starting from 1 Jan 2008.]
    * The first $20,000 in your Ordinary account will earn 3.5%. This is 1% more than the current 2.5%.
    * Up to $60,000 in all the accounts combined will get an extra 1%. I interpret this to mean that if you have $10,000 in Ordinary, you will earn 1% extra on $50,000 in your SMRA accounts. I also assume that this 1% is risk free, i.e. it is guaranteed.