juan8166

Hi Michael,
我想问一下，我已经有一个政府组屋，还在还贷款，
如果我想买多一间私人公寓，只有首付的资金，你说银行会贷款给我吗？
如果跟银行说我买公寓是买来出租的，是想证明我可以还得起月供，银行可以贷款吗？

谢谢！

michael8330

Hi Michael,
我想问一下，我已经有一个政府组屋，还在还贷款，
如果我想买多一间私人公寓，只有首付的资金，你说银行会贷款给我吗？
如果跟银行说我买公寓是买来出租的，是想证明我可以还得起月供，银行可以贷款吗？ ...
juan8166 发表于 15-7-2009 18:35

应该不是问题,
最重主是你的月收入.
不是自住的话,一般就借百分之70.

juan8166

嘿嘿，我的收入不多，一个月，千多块，我老公一个月二千多，（我的HDB是我老公供的）
这样的收入可以吗？:

宜家

Hi, Michael, i want to buy a HDB flat in Jurong West Area, preferrably close to Jurong point. I quite like BLK 66+, 67+, 68+ apartments. Could you help me with that? For a 4rm apartment, moderate decoration, how much COV is normal in that area? Is now a good time to buy one? It seems that the price is really unreasonable given the economic slowdown background. Looking forward to your insights!

michael8330

嘿嘿，我的收入不多，一个月，千多块，我老公一个月二千多，（我的HDB是我老公供的）
这样的收入可以吗？:
juan8166 发表于 16-7-2009 13:25

不用猜,直接找一个banker 问一下.

michael8330

Hi, Michael, i want to buy a HDB flat in Jurong West Area, preferrably close to Jurong point. I quite like BLK 66+, 67+, 68+ apartments. Could you help me with that? For a 4rm apartment, moderate decoration, how much COV is normal in that area? Is now a good time to buy one? It seems that the price is really unreasonable given the economic slowdown background. Looking forward to your insights!
宜家 发表于 16-7-2009 13:52

现在JW房子很抢手,
买耒自住,随时可买
投资,再等等看看

宜家

Hi, Michael, i want to buy a HDB flat in Jurong West Area, preferrably close to Jurong point. I quite like BLK 66+, 67+, 68+ apartments. Could you help me with that? For a 4rm apartment, moderate decoration, how much COV is normal in that area? Is now a good time to buy one? It seems that the price is really unreasonable given the economic slowdown background. Looking forward to your insights!
宜家 发表于 16-7-2009 13:52
现在JW房子很抢手,
买耒自住,随时可买
投资,再等等看看
-
Thanks a lot for your comments. I am buying not for investment. My current rent in Clementi is way too expensive, that is why i am eager to buy one for my family.

BTW, why is JW so hot at the moment? My lease with landlord will not end anytime soon, so i stil have some time to shop for a house. Do u think the price in JW will drop a bit toward year end?

Thank you again for your time!

michael8330

Thanks a lot for your comments. I am buying not for investment. My current rent in Clementi is way too expensive, that is why i am eager to buy one for my family.
BTW, why is JW so hot at the moment? My lease with landlord will not end anytime soon, so i stil have some time to shop for a house. Do u think the price in JW will drop a bit toward year end?
Thank you again for your time!宜家 发表于 16-7-2009 15:39

有很多因素,很多新移民都喜欢那里
jurong point, NTU, MRT, industrial park etc

Do u think the price in JW will drop a bit toward year end?

this is a million $$$ question, 没有人会回答也不敢负责, 量力而买吧

宜家

Thank again Michael.

adventure2009

hi michael,

我要向HDB申请出租整套我的房子，需要找个律师帮我做那个委托人的文件，你有什么律师可以推荐给我的吗？（）