oko

<p><font size="2">Thank you so much for the info. By the way, if I buy a condo or EC, do I still get to enjoy the concessionary 2.6%&nbsp;house loan rate from HDB for my current HDB?&nbsp;</font></p>

ien0291231

<p>请教楼主</p><p>我有一笔资金将从国外汇至新加坡，但是需要支付一笔数目不小的汇费，现在身边暂时没有足够的现金，请问有没有办法申请到类似问题的贷款来支付这笔汇费，本人是S-Pass holder,在新加坡已经工作半年， </p>

[此贴子已经被作者于2007-5-25 8:01:30编辑过]

michael8330

QUOTE: 以下是引用 麦兜的故事 在2007-5-22 0:46:00的发言：

i am looking for a unit at Sengkang too. And I also have the same problem. I called lots of agents. But they can not give me even one unit to view.

My budget is 230k including around 10k cash. 4rm, high floor. near LRT or MRT. Is this impossible? why do they can not find some units like this?

One of the agent asked me whether I agree the agent fee which is 1% of pruchase price. I thought the agent fee should be same. Is there difference?

I am interesting in your BLK303c 14th floor, Can you contact me at [url=mailto:[email protected]][email protected][/url]

thanks

if u are looking for unit near mrt or lrt, high fllor good renovation , be prepare to pay more, as all hse buyer are looking at the same thing, if u only prepare to pay less, look a bit outskirt say 15 minutes away from mrt. but i alway tell my clients , u buy near mrt pay a high price , u will enjoy the convinence of transport, next time when u have the intention to sell, u will get a better price compare to those outskirt , so it will come back to the same , and u had already enjoy all the good thing when u stay there.

the agency fee is 1% of the transacted price (purchase price of the hse) if those agencies registered with GST,  than u have to pay the gst, [ all neg.]

the blk 303c (#14-, corridor unit] sengkang, will only be available around mid- june as still have some paper work to be done. by then email u , if u still have not located any hse i came bring u goto view this hse.

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>yenfong</i>在2007-5-22 12:50:00的发言：</b><br/><p></p><p>Thanks Michael, Will stock Market will affect Properties Market if stock market down?</p><br/></div><p></p><p>yes, it will , the pty market it alway slower by 3-6 months, when the stock market start to go up , the pty market follow after more than 3 month , when the stock market crash, the pty market will follow after 3-6 month, [ now the china stock market so hot , anything happen , sure will affect s'pore market as singapore market is so small]</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>yenfong</i>在2007-5-22 12:53:00的发言：</b><br/><p></p><p>Thanks Michael, </p><p>I know when we buy HDB, we can use Cash and CPF.</p><p></p><p>For the Cash portion:</p><p>1)5% of HDB vaulation price</p><p>2)Cash above vaulation price seller ask</p><p>3)HDB registration fee</p><p>4)Agent Fee (1% +GST)</p><p>5)duty/stamp/lawyer fee?</p><p>6)Others??</p><p>Is any above can use NETs&nbsp; instead of Cash?</p><p></p><p>Thanks</p><br/></div><p>if u taking hdb loan, the cash potion u can pay by nets on 1st appt or within 10 day&nbsp;[up to 3-4k depend on bank.] </p><p>if u take bank loan, u will need to pay to the lawyer , so it depend the lawyer have such facilities , normally they accepts cheque.</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>oko</i>在2007-5-23 10:16:00的发言：</b><br/><p><font size="2">Thank you so much for the info. By the way, if I buy a condo or EC, do I still get to enjoy the concessionary 2.6%&nbsp;house loan rate from HDB for my current HDB?&nbsp;</font></p></div><p>yes, for the current hse , </p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>ien0291231</i>在2007-5-25 7:59:00的发言：</b><br/><p>请教楼主</p><p>我有一笔资金将从国外汇至新加坡，但是需要支付一笔数目不小的汇费，现在身边暂时没有足够的现金，请问有没有办法申请到类似问题的贷款来支付这笔汇费，本人是S-Pass holder,在新加坡已经工作半年， </p><br/></div><p></p><p>the most easy way of un-secure loan [cash advance from credit card , interest is very high 24% per annum, best is cashline , only 3.88%-6.88% for 6 month] or singapore-post also have loan , 10.88% per annums , or pawn-shop, &nbsp;gold , watches, lap top etc ,&nbsp;they take also 1.5% per month.</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>gly1983win</i>在2007-5-23 11:39:00的发言：</b><br/><p>请问楼主：我和我老婆都是PR,看中了JURONG WEST的一套4房组屋，估价是255K，加cash8000。我叫DBS的banker帮我评估了下，他建议我们付10%的首期，分35年还，利息是4%，每个月大概还1120。那么35年下来一共要还470K，我觉得太夸张了，不知道4%的利息是怎么样计算得到470K的？请楼主帮我解答</p><p>楼主有什么好的银行可以介绍吗？谢谢！</p></div><p>all the bank is about the same , the compound interest is very killing , i have a few customer [ professional]&nbsp;choose citi bank for the [home saver plan] and they mention to me this plan is very good , as along the way,&nbsp;a lot money will be save and the money&nbsp; will not be lock inside.</p><p>the home saver plan work this work:-</p><p>1. when u take loan from citi bank , say 200k @ 4%</p><p>2. the bank will give u a account and u can put money inside and they will give u a saving interest rate of 4%</p><p>3. if let say u have 100k floating cash , u can put in this saving account , as and when u need cash , u can just with draw [ so the money is not lock in the hse , compare with other bank, once u put in cannot with draw ]</p><p>interest to know more , it better to get the citi-banker to explain to u. those need cit-banker nos just PM me.</p><p>only disadvantage:</p><p>&nbsp;the fire insurance is a bit high , around $130++ per year, [ compare to other , a few ten $] and the legal fee is around 2k-2.2k + gst</p><p></p><p>&nbsp;</p>

gyh725

学习一下

麦兜的故事

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>michael8330</i>在2007-5-27 12:42:00的发言：</b><br/><p>if u are looking for unit near mrt or lrt, high fllor good renovation , be prepare to pay more, as all hse buyer are looking at the same thing, if u only prepare to pay less, look a bit outskirt say 15 minutes away from mrt. but i alway tell my clients , u buy near mrt pay a high price , u will enjoy the convinence of transport, next time when u have the intention to sell, u will get a better price compare to those outskirt , so it will come back to the same , and u had already enjoy all the good thing when u stay there. </p><p>the agency fee is 1% of the transacted price (purchase price of the hse) if those agencies registered with GST,&nbsp; than u have to pay the gst, [ all neg.] </p><p>the blk 303c (#14-, corridor unit] sengkang, will only be available around mid- june as still have some paper work to be done. by then email u , if u still have not located any hse i came bring u goto view this hse.</p></div><p>Thanks a lot!!</p><p>Pls email me when you are ready to show it to me!</p><p>Have a nice day!</p>