谦纭

我回来了,顶一顶这个老贴

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>Aileen0501</i>在2007-4-23 22:51:00的发言：</b><br/>請問現在貸款買房的首付是多少?</div><p>minimum 10% - 5% cash and 5% cpf , for bank loan(mostly PRs and down-grader)</p><p>minimum 10% -10% cpf for hdb loan (for SC)</p><p>for those cpf account have no enough money, u have to top up in cash.</p><p></p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>jenny2004</i>在2007-4-24 9:55:00的发言：</b><br/><p>我们想买靠近jurong east MRT 的4房式HDB，请问，有什么好介绍的吗？挺喜欢toh guan 的，不知道最近有没有好房？你可以做我们的中介吗？</p><p>在买房的时候，先生是SC，妻子是S'PR，这次享受30k的津贴，如果妻子以后转为SC，还可以在下次共同购房时享受30k的津贴吗？谢谢！</p></div><p>我们想买靠近jurong east MRT 的4房式HDB，请问，有什么好介绍的吗？挺喜欢toh guan 的，不知道最近有没有好房？你可以做我们的中介吗？</p><p><font color="#ff0000">now toh guan is very hot (those not facing mrt tracks and high way) &nbsp;(esp the 4rm flat), once the hse is out it will snap up almost immediate, provide u have the intention to pay a premium (higher price) or not it will be very diffcult to get one unit there. this few weeks i am not feeling very well and the office is very busy due to lease-renew and a lot of planning have to be done, if u don't mind i can alway&nbsp;get my agent to help u, their standard is much higher than me and they only concentrate do sale, no like me, i have to take care of the office. [em04] of course i will still over-look how they handle the customer.</font></p><p>在买房的时候，先生是SC，妻子是S'PR，这次享受30k的津贴，如果妻子以后转为SC，还可以在下次共同购房时享受30k的津贴吗？谢谢！</p><p><font color="#ff0000">there is one new policy just release ' half housing grant policy' and i think this is for different spouse, for the same couple i am not so sure&nbsp;, may have to wait a while than we know.</font></p><p>from hdb website:-</p><p>CPF Housing Grant Schemes - Family Grant<br/><font color="#383838"></font></p><p><font color="#383838">The current CPF Housing Grant for Family is $30,000. Families who buy flats to live near their parents can apply for a higher grant of $40,000. <font color="#f76809">A 1st-timer citizen (with a spouse who has enjoyed a housing subsidy), can apply for half of the grant amount</font>,</font> if the family meets the eligibility conditions of the CPF Housing Grant Scheme.<br/></p><p><strong><font color="#a16252">Household Status<br/><br/></font></strong>Must be 1st-timer citizen households : one where all members of the couple/family have not enjoyed a housing subsidy before.<br/><br/>To elaborate, a 1st-timer is one who:<br/><br/><table class="Body" width="100%" border="0"><tbody><tr valign="top"><td width="7%">(a)</td><td width="93%">is currently not an owner of a subsidised flat bought direct from HDB or a resale flat bought with a CPF Housing Grant</td></tr><tr valign="top"><td width="7%">(b)</td><td width="93%">has never sold a subsidised flat bought direct from HDB or a resale flat bought with a CPF Housing Grant</td></tr><tr valign="top"><td width="7%">(c)</td><td width="93%">has not enjoyed other forms of housing subsidy (eg. bought an Executive Condominium from developer, enjoyed benefits under the Selective En bloc Redevelopment Scheme, privatisation of HUDC estate, etc.)</td></tr></tbody></table><br/><font color="#000000">A 1st-timer citizen (with a spouse who is a 2nd-timer, ie. has enjoyed a housing subsidy), <font color="#ff3300" size="4">can apply for half of the grant amount (Half-Housing Grant),</font> if the family meets the eligibility conditions of the CPF Housing Grant Scheme.<br/></font></p>

[此贴子已经被作者于2007-4-28 9:31:04编辑过]

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>谦纭</i>在2007-4-26 17:35:00的发言：</b><br/>我回来了,顶一顶这个老贴</div><p>谢谢这位老网友 [em27][em27][em27]</p>

dimplebaby

<p>刚打算买房，因为是第一次，好多东西都不明白。看了楼主的帖子算是上了启蒙课。谢谢。:-) 这里有两点不甚明了，想请教 Michael. <br/><br/>1）买房子通常是要找经纪人的。我应该找1位还是2位呢（我的意思是说能不能找2位经纪人同时帮我看房子，这样会比较快而且多一些选择。因为想尽早定下来。但不清楚是否允许）<br/><br/>2）我知道大多房主会要求高过估价的价位。比方说一套房子估价280k, 卖主要求到300k, 按照80%的银行贷款，我的首付是怎么计算的：<br/>&nbsp;&nbsp;&nbsp;&nbsp; a) 300K * 20% 外加全部的税跟杂费 抑或：</p><p>&nbsp;&nbsp;&nbsp;&nbsp; b) 20K + 280K * 20% 以及全部的税跟杂费&nbsp; （是任选一种还是必须是其中一种）<br/><br/>望不啬指教，非常感谢。 :-) </p>

yenfong

顶一顶~ Thanks <strong><font face="Verdana" color="#61b713">michael</font></strong>

yenfong

[em01]

level10

<p>Micheal, 你好</p><p>请问PR可以在Open Market买两套以上HDB吗?</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>yenfong</i>在2007-5-3 8:48:00的发言：</b><br/>顶一顶~ Thanks <strong><font face="Verdana" color="#61b713">michael</font></strong></div><p>谢谢这位网友 [em27][em27][em27]</p>

michael8330

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>dimplebaby</i>在2007-5-3 12:01:00的发言：</b><br/><p>刚打算买房，因为是第一次，好多东西都不明白。看了楼主的帖子算是上了启蒙课。谢谢。:-) 这里有两点不甚明了，想请教 Michael. <br/><br/>1）买房子通常是要找经纪人的。我应该找1位还是2位呢（我的意思是说能不能找2位经纪人同时帮我看房子，这样会比较快而且多一些选择。因为想尽早定下来。但不清楚是否允许）<br/><br/>2）我知道大多房主会要求高过估价的价位。比方说一套房子估价280k, 卖主要求到300k, 按照80%的银行贷款，我的首付是怎么计算的：<br/>&nbsp;&nbsp;&nbsp;&nbsp; a) 300K * 20% 外加全部的税跟杂费 抑或：</p><p>&nbsp;&nbsp;&nbsp;&nbsp; b) 20K + 280K * 20% 以及全部的税跟杂费&nbsp; （是任选一种还是必须是其中一种）<br/><br/>望不啬指教，非常感谢。 :-) </p></div><p>1. u can get 2 agent to look the flat for u. but my advise is get only one agent to look for u , when&nbsp;u only have one agent , this agent know that u will buy from him and he 'sure ' make the commission , he will&nbsp;tell u everything [good and bad] abt the hse and u decide&nbsp;yourself whether to buy or not.&nbsp;if u have 2 agent, they will want to push the hse they show u , cause they either make the commission or nothing after a few weeks effort with u. anyway, 70%-80% of hse is from the newspaper and 20-30% is from computer MLS, all houses from 'agent A'&nbsp; , 'agent B' can found the hse also.</p><p>2b).&nbsp; is the only method</p>