michael8330

Hi Michael,

能否请教，在买卖房子，比如condo的过程中，作为买家一般需要在哪些方面予以特别的关注和小心。我看了你的很多耐心回复，感觉在买卖过程中有不少陷阱，可能一不小心就会有麻烦，非常感谢。
aimer2010 发表于 28-1-2010 14:08

太多东西需要注意.
一时之间我也写不完.
房子是卖空,还是带租约?
租约还剩多久?
租多少钱?
是真正的屋主来卖房子或是其他人?
银行的估价可以支持成交价吗?
房子有漏水,违法建吗[unauthorise-renovation/alternation)
卖主的成交价足够来还银行贷款吗?
有需要得到第三方的批准吗?
如银行,破产法令执行人,{OA},遗产执行人 等等

有时候卖卖房子过程顺利,
[很多人觉得是理所当然,也不认为自已会是那个倒楣者]
很多人会觉得仲介费太高,
仲介很好赚,
只有当自已在行例中,
才知道其中的苦与乐.

苦-带了一个客户跑了几十户,
结果客户跑去买了一个他不要地段,楼层,
还要被埋怨,说我们不专业,
假如可以带去看一户就成交,你以为仲介不要吗?

乐-看到客户以合理的价钱,买到心头好,自已也会开心.

我一直认为[也跟我的仲介说],
只要我们[仲介]照顾客户,
客户一定会照顾回我们.

aimer2010

回复 1074# michael8330


    Hi Michael,

Thank you very much for your good advice !

I am preparing my documents and calculating budget , would you please advise me a citi-banker if you have
and also would you please advise me a warmful/client thinking agent for me for a buying. thanks.

michael8330

Hi Michael,

Thank you very much for your good advice !

I am preparing my documents and calculating budget , would you please advise me a citi-banker if you have
and also would you please advise me a warmful/client thinking agent for me for a buying. thanks.
aimer2010 发表于 28-1-2010 20:51

the citi-banker who have work with me already resign and work with other bank.
and the package i mention year ago , don't still available or not.
if u are only doing calculation, any bank will do, even my agent should be able to tell u if u are comfortable to tell us the detail.
we are train in all this.
i have some one in mind and have already pass yr detail to her , i believe u will like her service.

nanyangguest

请问  楼主 中介大人  怎么联系啊？  谢谢 。。。 已经发了站内短信。。。
:)

南洋孤鹰

请问michael8330
这OTP,定金是怎样算的呀？
假如我买一套房子，估价38万，COV一万。OTP和定金怎样给？
是不是OTP和定金已经包含在COV一万里了？还是我要给COV一万，另加OTP和定金？
谢谢！

vivid33

我想请教一个关于买2手HDB的问题，记得在政府网站上看到过这么一条，单身的情况下，如果父母长期探亲pass满6个月的话可以联名购买。我曾经问过1个经纪，她说是不可以的，但我明明记得在网站上看到过这么一条，请问到底可不可行？谢谢

longwaytogo

HEY Michael,

I want to buy a condo with 2 bedroom in north, yew tee, woodland area. Since I just got my PR last month and my gross salary is around 3K, can I get a bank loan for 300k for 30 years? Do you have any good hse for recommendation?

michael8330

请问michael8330
这OTP,定金是怎样算的呀？
假如我买一套房子，估价38万，COV一万。OTP和定金怎样给？
是不是OTP和定金已经包含在COV一万里了？还是我要给COV一万，另加OTP和定金？
谢谢！
南洋孤鹰 发表于 23-2-2010 02:37

定金最高5k [HDB]

现在的市场行情-
1K -option.fee
4K - ex. fee

for bank loan only
cov一万的话,[包括已上的再加5k的现金]
+5%现金+15%CPF+80%贷款+ [大约2.5% X 总价]的印花税+$2500律师费 可用CPF [如有]

michael8330

我想请教一个关于买2手HDB的问题，记得在政府网站上看到过这么一条，单身的情况下，如果父母长期探亲pass满6个月的话可以联名购买。我曾经问过1个经纪，她说是不可以的，但我明明记得在网站上看到过这么一条，请问到底可不可行？谢谢

vivid33 发表于 23-2-2010 11:42

公民可以,

PR 不可以

michael8330

HEY Michael,

I want to buy a condo with 2 bedroom in north, yew tee, woodland area. Since I just got my PR last month and my gross salary is around 3K, can I get a bank loan for 300k for 30 years? longwaytogo 发表于 23-2-2010 18:29

应该不是问题.[可借贷]
不过首付将会是一个问题[不少于25万]

Do you have any good hse for recommendation?

这要看你个人的需要,
帮客户找房也是仲介的工作范围