想了解一下新加坡的养老政策，请大侠指点

Arkey

<p>好象是雇员给8%，雇主给8%</p><p>50岁以上每次医疗等需要每天可以draw400</p>

good99

<p>强！楼上的也太不准确了。个人20%，公司原来也是，现在降为13%。</p><p>至于老了再取的，没想过那么远。反正你靠那个日子不会过的好。不可以取出来，只能每个月提几百块吧。笼统地讲，这里没有养老制度，全都靠自己。</p>

乌鸦嘴

CPF名义上是你的钱，实际上是政府的，你要想全部拿去来，没那么容易，<br/><br/>除非你死了才可以动用，但完全能够享受的，不是你，而是别人。

tianwait

男55以后可以取出来吧(除了特别户头的)

good99

<p>只能一点一点取。如老乌所说，那钱不是你（控制）的。</p>

hujiaxin

<p>可以取出来啊,取消PR. 回国,可以全部拿出来.</p><p>哈哈:)</p>

good99

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>hujiaxin</i>在2006-5-28 12:26:00的发言：</b><br/><p>可以取出来啊,取消PR. 回国,可以全部拿出来.</p><p>哈哈:)</p></div><p>楼主已经说了：不注销PR的情况下</p>

逍遥居士

<p>政策总是在变的，最好是时时到公积金局查询，现在的政策如下：</p><p><table cellspacing="0" cellpadding="0" width="560" border="0"><tbody><tr><td valign="middle" align="left" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" color="#0000cc" size="5"><strong>CPF Withdrawal Calculator </strong></font></div></td></tr></tbody></table><table cellspacing="0" cellpadding="0" width="560" bgcolor="#f4f4f4" border="0"><tbody><tr><td width="560" colspan="2">&nbsp;</td></tr><tr><td width="10">&nbsp;</td><td valign="top" align="left" width="550"><p><u><font face="Arial, Helvetica, sans-serif" size="2"><strong>Introduction</strong></font></u>
                                                </p><p><font face="Arial, Helvetica, sans-serif" size="2">The CPF Withdrawal Calculator helps you project the amount you can withdraw upon reaching 55.<font color="#333333"><br/><br/>If you reach 55 between 1 July 2005 and 30 June 2006, the following <strong>withdrawal rules</strong> apply:</font></font></p><table cellspacing="0" cellpadding="0" width="94%" border="1"><tbody><tr><td valign="top" width="49%"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><strong>CPF Balance at age 55 <br/>(Excluding the amount in the Medisave Account)</strong><br/></font></div></td><td valign="top" width="51%" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><strong>Amount which can be withdrawn</strong></font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">$5,000 or less</font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">You can withdraw all your savings<br/></font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">$5,000 to $10,000</font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">You can withdraw up to $5,000 and set aside the remainder in your Retirement Account*</font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">$10,001 to $180,000</font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">You can withdraw up to 50% of the total balance in your Special and Ordinary Accounts. The remainder will be set aside in your Retirement Account</font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">Above $180,000</font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">You can withdraw all your savings after setting aside the Minimum Sum of $90,000 (as at July 2005)</font></div></td></tr></tbody></table><p><font face="Arial, Helvetica, sans-serif" color="#333333" size="2">* The Retirement Account is created when a member reaches 55.</font></p><p><font face="Arial, Helvetica, sans-serif" color="#333333" size="2">If you are reaching 55 from 1 January 2009, the withdrawal rate applicable to you is as follows:</font></p><table cellspacing="0" cellpadding="0" width="94%" border="1"><tbody><tr><td valign="top" width="49%"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><strong>Age you turn 55</strong><br/></font></div></td><td valign="top" width="51%" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2"><strong>Withdrawal of Special and Ordinary Account balances at age 55</strong></font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">up to 31 Dec 2008</font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">50% </font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">1 Jan 2009 </font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">40% </font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">1 Jan 2010</font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">30%</font></div></td></tr><tr><td valign="top"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">1 Jan 2011</font></div></td><td valign="top" colspan="2"><div align="center"><font face="Arial, Helvetica, sans-serif" size="2">20%</font></div></td></tr><tr align="center"><td valign="top"><font face="Arial, Helvetica, sans-serif" size="2">1 Jan 2012</font></td><td valign="top" colspan="2"><font face="Arial, Helvetica, sans-serif" size="2">10%</font></td></tr><tr align="center"><td valign="top"><font face="Arial, Helvetica, sans-serif" size="2">From 1 Jan 2013</font></td><td valign="top" colspan="2"><font face="Arial, Helvetica, sans-serif" size="2">Only the Special and Ordinary Account balances after setting aside both the CPF Minimum Sum and Medisave Minimum Sum can be withdrawn</font></td></tr></tbody></table><p><font face="Arial, Helvetica, sans-serif" size="2">From 1 January 2013, members who reach 55 can withdraw their Special and Ordinary Account balances only after setting aside the CPF Minimum Sum and Medisave Minimum Sum. However, members can still withdraw the first $5,000 at age 55.</font>
                                                </p></td></tr></tbody></table></p><p>&nbsp;</p>[em07]