请教: 用CPF 还贷款还是现金换房屋贷款?

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请问各位,现在的银行贷款的情况下,请问用CPF 还房屋贷款好还是用现金换还房屋贷款好?

pl

大多数情况下，都是用CPF还的~

没什么特殊的原因，用CPF吧~~~CPF流动性太差~~~

ccttdd

pl 发表于 16-5-2016 10:19
大多数情况下，都是用CPF还的~

没什么特殊的原因，用CPF吧~~~CPF流动性太差~~~ ...

借贴问下，第2套的话，CPF里面要留多少钱？

pl

ccttdd 发表于 16-5-2016 16:36
借贴问下，第2套的话，CPF里面要留多少钱？

OA和SA加起来至少要留Minimum Sum的一半，现在Minimum Sum是161000

ccttdd

pl 发表于 16-5-2016 16:40
OA和SA加起来至少要留Minimum Sum的一半，现在Minimum Sum是161000

就是8万多点，对吧？谢谢啊。

雅姿娘

pl 发表于 16-5-2016 16:40
OA和SA加起来至少要留Minimum Sum的一半，现在Minimum Sum是161000

CPF要8万多才能买第二套么？跟SA啥关系呢？里面的钱又不能用来买屋子

童緯強

ＣＰＦ的钱不用来买房基本没其他用途吧。
要等退休的话太遥远了。

pl

雅姿娘 发表于 17-5-2016 07:40
CPF要8万多才能买第二套么？跟SA啥关系呢？里面的钱又不能用来买屋子

OA和SA的CPF加起来要有8万多才可以动用额外的CPF来买第二套。。。

雅姿娘

pl 发表于 17-5-2016 11:56
OA和SA的CPF加起来要有8万多才可以动用额外的CPF来买第二套。。。

请问哪里有这个条款说明啊？谢谢

pl

雅姿娘 发表于 17-5-2016 14:34
请问哪里有这个条款说明啊？谢谢

https://www.cpf.gov.sg/Members/F ... ing-scheme#faq16409

Q	Can I use my CPF to pay for more than one property?

A

Yes. However, if you bought your second or subsequent property with CPF savings after 1 July 2006, you must set aside the current Basic Retirement Sum before you can use the excess savings in your Ordinary Account for the second or subsequent property. Savings in the Special Account (including the amount used for investments) and Ordinary Account can be used to meet this required amount. Please note that as the retirement sum will be raised annually, the amount you need to set aside will be adjusted accordingly. The total CPF withdrawal for the second or subsequent property will also be capped at 100% of the Valuation Limit, which is the lower of the purchase price or valuation of the property at the time of purchase, if the remaining lease is at least 60 years.​