[size=12.800000190734863px]2 YEARS LOCK-IN FIXED PACKAGE [size=12.800000190734863px] [size=12.800000190734863px]Yr 1: 1.68% (FIXED) [size=12.800000190734863px]Yr 2: 1.68% (FIXED) [size=12.800000190734863px]Yr 3: 2.28% (MR less 2.22%) [size=12.800000190734863px]Thereafter: 2.65% (MR less 1.85%) Mortgage Rate (“MR”) = 4.50% p.a
[size=12.800000190734863px]NO LOCK-IN VARIABLE PACKAGE (50% DESPOSIT MATCHING) **********SG50 PROMOTION [size=12.800000190734863px]
Yr 1: 1.38% (MR less 3.12%) Yr 2: 1.58% (MR less 2.92%) Yr 3: 1.78% (MR less 2.72%) Thereafter: 2.65% (MR less 1.85%)
Mortgage Rate (“MR”) = 4.50% p.a
[size=12.800000190734863px]For this package, up to 50% of loan amount will be enjoying the same rates as indicated above which will serve to off set the interests paid for the loan. Hence, if client deposits up to 50% of the loan amount, the interest paid is similar to half of the interest rates indicated above. [size=12.800000190734863px]
OCBC的:
| Short-Term Fixed Interest Rates | | | | · Fixed monthly payments means you can budget and plan ahead. · Protects you from rate fluctuations for the first 2 years. · Interest rates tend to be higher than other packages. | · Rates are lower than fixed rates. · Rates and payments can change with the OCBC board rate, which is influenced by prevailing market conditions such as changes in funding conditions, internal cost structures and interest rate environment. · There is a one-time free conversion during the lock-in period in the event if the board rate increases. | · Rates are pegged to 3-month SIBOR (Singapore Inter-Bank Offer Rate). · Payments can increase or decrease based on SIBOR rates. · Rates are reviewed every 3 months; also known as the Rate Review Date. | | | | | Year 1 Year 2 Year 3 Year 4 Thereafter | 1.88% 1.88% 2.65% 3.75% 3.75% | 1.58% 1.58% 1.58% 2.65% 3.75% | SIBOR + 0.80% SIBOR + 0.80% SIBOR + 0.80% SIBOR + 1.25% SIBOR + 1.25% |
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