昨天刚刚签otp，还没有到银行贷款执行，新政有影响吗？

simheart1

本人不到一年PR，现在不知道如何才好。新政太突然。这种情况下otp还有效吗？
如果otp不能执行了，那么我的1000块定金怎么要回来？
第一次买房，一切都很迷茫。

simheart1

有没有高手指点一下？不然只好明天打hdb电话确认了

夕阳剪影

应该不能买了

grandslam

不可以买了，要提交给了HDB时间才算数

simheart1

Bad News!

Just now, I called HDB hotline. I told her that I signed my OPT 2 days ago, and currently I am looking for bankers to apply loan to execute it. The officer confirmed that my OTP will be invalid.
She suggested me to meet the buyer and agencies, to take the 1000sd deposit back.
What a big loss!
I hope the seller would not eat my 1000 deposit.

acer23

I am so sorry!!!

hj18p

上次5%的时候还很多人搞假，把otp时间提前，政府估计这次想补上这个漏洞吧。

simheart1

acer23 发表于 28-8-2013 09:27
I am so sorry!!!

OTP is unplaned. They should at least consider such cases.

sonny92

otp应该是无效了。只能和seller要回1000块定金。因为不是你的过失造成的交易失败，而是政府的新政策导致，所以很大机会要的回来。如果seller坚持不给，你可以通过法律途径。感觉新加坡还是能讲讲道理的地方，这是政府的政策，seller没有道理不退还给你。 最惨的还是把excercise那4000已经交给seller还没来得及submit的，这在法律上已经变成legal bonding的交易，原则上是不可以取消的，不知道政府怎么处理这样的案例。。。

simheart1

As a tragic case, I want to share something with you.

I studied in NTU for 4 years, got a higher degree last year. Worked for 1 year in a local firm.
My wife came here 1 year after me, and worked hard and hard for 4 years, as an EP holder all the way.
My son was born one year and half ago. It is really costly to give birth in Singapore.
We as a family applied PR several month ago, and fortunately we succeeded. We got our PR 2 month ago, and we began to look for a HDB apartment.
Finally, last sunday, we met an apartment, and signed the OTP almost immediately.
Everything seemed good for us, and we were eligible for a HDB from any consideration.
We were comparing which BANK is most suitable for us.
Unfortunately, this policy came out, just 2 days after I signed the OTP.
Nothing can do anymore!
Maybe, it is really the time to go back, to say goodbye to Singapore. Good luck to everyone of you.