SC Bonus Saver月消费500的疑问-投资理财-新加坡狮城论坛

以下是网站上T&C已经Q&A部分的描述
T&C
The amounts charged to your linked Bonus$aver World MasterCard debit card and Bonus$aver World MasterCard credit card will be added up to determine if the minimum amount of S$500 has been fulfilled. The following transactions will not be taken into consideration when determining such minimum amount:
a. transactions arising from the use of your linked Bonus$aver World MasterCard debit card and Bonus$aver World MasterCard credit card as an ATM card at an ATM or a EFTPOS or NETS terminal or any other channel;
b. transactions such as EasyPay monthly instalments, cash advance, GIRO deductions from the Bonus$aver
current account and balance transfers to your linked Bonus$aver World MasterCard credit card
c. any fees and charges (including annual fees, interest charges, cheque processing fees, administrative fees, cash advance fees, finance charges and/or late payment charges, online banking bill payments to all billing organisations and other miscellaneous fees and charges) charged to your linked Bonus$aver cards; and
d. any amount charged to your linked Bonus$aver cards in that calendar month that is subsequently cancelled, voided or reversed. The amount will be deducted from the total spend amount in the month that it is cancelled, voided or reversed.
Q&A
6. What types of spend are eligible?
Only MasterCard retail spend charged to the Bonus$aver World MasterCard credit and/or debit card are eligible. Transactions such as EasyPay monthly instalments, NETS, cash advance, balance transfer and payments of interests and charges such as annual fee, late fee and finance charges and payments made to all billing organisations through online banking using your Bonus$aver card are not eligible.

7. What types of transactions will not be taken into consideration when determining whether the minimum amount of S$500 to be charged to your linked Bonus$aver World MasterCard debit and/or credit card(s) has been fulfilled?
The following transactions will not be taken into consideration when determining such minimum amount: • transactions arising from the use of your linked Bonus$aver World MasterCard debit card and Bonus$aver World MasterCard credit card as an ATM card at an ATM (i.e. cash withdrawals) or a EFTPOS or NETS terminal (i.e. using the debit card for a NETS transaction) or any other channel (e.g. bill payments at AXS or SAM machines);
• balance transfers to your linked Bonus$aver World MasterCard credit card;
• transactions such as EasyPay and cash advance;
• any fees and charges (including annual fees, interest charges, cheque processing fees, administrative fees, cash advance fees, finance charges, online banking bill payments to all billing organisations, etc.) and;
• any amount charged to the linked Bonus$aver World MasterCard debit and/or credit cards
that is subsequently cancelled, voided or reversed. The amount will be deducted from the total spend amount in the month that it is cancelled, voided or reversed.
With effect from 1 November 2012, payments made to all billing organisations through online banking using your Bonus$aver credit card will not count towards the $500 min. spend requirement.
我想知道：
1。像Harveynorman那样的0% installment算在500里面吗？这个和SC自己的EasyPayment不一样吧？
2。去Singtel 网站上用credit card付款好像是算在500里面的。那为何说online payment不算？
3。只有去PUB, Town Council 自行付款才算在500以内吗？他上面说了Giro的不算，但是S&CC有个Reucrring payment via credit card，那个算吗？

谢谢

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投资理财

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理财

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yishun2009 LV17

发表于 16-5-2013 11:09:27 | 显示全部楼层

我感脚凡是没让渣打占到便宜的交易，都不会被他们算的。我每月老老实实地用它的信用卡实实在在地消费 - 买东西或服务，才保证每月拿到那40元的利息，其他歪主意想都没想啊。

我脚德那个 0% instalment 是个 grey area，我没试过。我认为买个电器这种分期还款麻烦，一次还完利索。你打个电话问问？我的经验是渣打的人一个人一个说法，搞不清爽。