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请教CIMB banker 贷款利率？急

论坛12345 LV10

2013-01-16 · 2363 阅读

本帖最后由论坛12345 于 16-1-2013 16:19 编辑

请教CIMB banker rate？

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投资理财

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贷款

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回答|共 12 个

论坛12345 LV10

发表于 16-1-2013 16:13:47 | 显示全部楼层

有懂得人快进来呀！

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ilovepuppy LV15

发表于 16-1-2013 16:39:25 | 显示全部楼层

我当时问的CIMB 的BANKER,她回回复我的邮件如下：
Good afternoon, thank you for your support with CIMB HOME LOANS. Kindly refer to the below forms for the Home Loan approval and the comparison table which I have done up for you.

NEW UPDATES FOR COMMERCIAL PROPERTY: Can finance up to maximum of 80% stretch over 30 years. Only for retail and offices with remaining tenure of more than 60 years.

Kindly refer to the below documents needed for our Home Loan Approval.

Do reach me at

（zoe.yang) if any further assistance is needed, thank you.

The documents needed NEW PURCHASED are:

IC back and front
Application form duly signed
Income documents (Latest tax assessment for employee) Employer need 2 years
12 months CPF contribution history
Latest 3 months pay slip
Option to purchased for the puchased property
Declaration form (MAS regulation)
eHDB printout (for 80%full loan)

Step 1 : Go to http://www.hdb.gov.sg
Step 2: Click on My HDBPage
Step 3: Click on Login via Singpass (key in NRIC and singpass)
Step4: Click on 'My Flat'
Step 5: Click on 'Flat details' found on the left panel
If you do not own a HDB flat, the following msg will appear ' You do not own an existing HDB flat. (SxxxxxxxA, enquirer's NRIC number)
Click on Print to printout copy.

Extra documents needed for REFINANCE/TERM LOAN are:
Latest outstanding statement with current bank
6 months repayment statement with current bank showing no late payments
CPF My Property withdrawal statements (for all parties)
2 Years Lock in
Year 1: 1.10% (Beautiful Sunday - NO INTEREST charge on every sunday for the first year FINAL RATE - 0.94%)
Year 2: 1.80%

(Average : 1.37% which is NOT subjected to such volatility compared to SIBOR/SOR)