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人民币户头

meganyao LV5

2012-08-22 · 973 阅读

请问一下这里哪个银行存人民币比较好? 大概5万人民币左右。

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回答|共 3 个

lainm LV15

发表于 22-8-2012 16:18:22 | 显示全部楼层

别想了，存不了。
这里只有CNH没有CNY。CNH是offshore RMB。
这是摘自citibank的一段话：
At present, Renminbi is not freely convertible and conversion of Renminbi is restricted. The government of the People's Republic of China continues to regulate conversion between Renminbi and foreign currencies. No physical deposit or withdrawal of Offshore Renminbi is permitted. There is no physical delivery of Offshore Renminbi. All placements/deposits into your Offshore Renminbi Time Deposit account can only be effected by converting funds denominated in a freely-convertible currency into Offshore RMB. A withdrawal of funds from your Offshore Renminbi Time Deposit account can only be effected by converting your Offshore Renminbi funds to a freely-convertible and available currency .

CNH只是户头里的数字，没有cash delivery，想要存或者取必须通过其他货币转账并兑换。
再说CNH汇率比CNY差多了。如果你是中国籍人士真没必要在这里存。