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这个你要问CPF 了。 我也不知道。

王者风范

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News Releases
  
UPDATE ON THE PRIVATISATION OF MEDISHIELD PLUS

  News Release by:
JOINT CENTRAL PROVIDENT FUND BOARD AND MINISTRY OF HEALTH PRESS STATEMENT
13 Aug 2005 --



  AWARD OF THE MEDISHIELD PLUS TENDER

As part of the MediShield reform, it was announced earlier that the CPF Board would privatize its MediShield Plus Plans.

   
  The CPF Board called a tender for the sale of its MediShield Plus portfolio in June 2005. A total of 3 bids were received, from Aviva, Great Eastern Life and NTUC Income.
   
  The tender was evaluated by a committee chaired by Mr. Gerard Ee. The composition of the evaluation committee is given in Annex A.

NTUC Income has been awarded the tender as it offers the lowest premiums for all age bands for better benefits and is able to meet all the terms and conditions specified in the tender. These terms include guaranteeing that the premiums will not be increased for at least three years, and that all existing policyholders will continue to be covered regardless of their medical conditions.
MediShield Plus Plan A and Plan B will be transferred to NTUC Income in October 2005 and will be renamed as IncomeShield Plan MA and Plan MB respectively thereafter. The privatization will benefit all existing MediShield Plus policyholders, numbering some 350,000. They will enjoy enhanced benefits at the same or lower premiums, depending on their age groups.

The CPF Board will soon inform all the existing MediShield Plus policyholders of the changes.

Enhanced Benefits At Lower/Same Premiums

All existing policyholders will benefit from the privatization of MediShield Plus.

First, they will enjoy better benefits including higher annual and lifetime claim limits and lower co-payment at the same or lower premiums. Elderly IncomeShield Plan MA policyholders stand to gain the most, with savings in annual premiums amounting to a few hundred dollars a year.

Second, they can continue to enjoy coverage beyond the age of 80 if they wish to, as they will be given the option of a lifetime coverage under IncomeShield Plan B or C when they reach the age of 80, without the need for medical underwriting.

Annex B compares the new benefits and premiums offered by NTUC Income with

这个是CPF 的网站上给的.