平凡又平凡

回复  diada
同志，我确定了，但还不肯定。
我们这种情况，是3年后可以转手。 ...
zch111 发表于 30-8-2010 17:24

问题是到时候你会转手吗？因为你又得面临另一个5年啊。

看门狼

看来3年5年很多人搞不清楚啊，提供HDB权威正解：

1. If resale application received date is before 5 March 2010, MOP is 1 year from the effective date of resale.
2. If resale application received date is 5 March 2010 - 29 August 2010, MOP is 3 years from effective date of resale.
3. If resale application received date is on or after 30 August 2010, MOP is 5 years from effective date of resale.yezitang 发表于 30-8-2010 16:59

请问在那看到这个啊？我在HDB网站找不到。。:L

catcat

那就是说如果组屋住的不够5年，也是不能买公寓吗？
kaixin666 发表于 30-8-2010 10:55

是的，而且也不能出租

我爱齐达内

回复 221# goldenstar

ZF下棋永远是后手啊。。。

kaixin666

是的，而且也不能出租
catcat 发表于 30-8-2010 22:26

    我怎么觉得这是针对8月30日以后购买的呢，之前的应该不受5年限制，如果组屋贷款还清的话，应该买公寓贷款，也应该不受这首付30%的限制似的。不知道理解是不是对哟。。。

    还求正解。。。。

sin2009

我觉得你的理解正确

catcat

我的理解,今年3月5号之前买的不受津贴的房子MOP是一年，3月5号开始到8月30号之前MOP是3年，8月30号之后是MOP是5年。组屋贷款还清的也是有MOP的限制，过了限制期之后和银行贷款就不受首付30%限制，但最高贷款限额是80%

sin2009

同意228楼

看门狼

我怎么觉得这是针对8月30日以后购买的呢，之前的应该不受5年限制，如果组屋贷款还清的话，应该买公 ...
kaixin666 发表于 30-8-2010 22:38

对不起，你对。我miss掉outstanding housing loans。

如果还有欠款；
30 Aug 2010 以后跟银行贷款要给现钱10%。买第二间房只能贷款70%

8      Previously, property buyers have to make cash payment of at least 5% of the valuation limit5.  With effect from 30 Aug 20106, the cash payment is increased from 5% to 10% of the valuation limit7.  This measure is applied only to buyers of private residential properties, Executive Condominiums, HUDC flats and HDB flats (including those under the Design, Build and Sell Scheme, or DBSS flats) who are taking housing loans from financial institutions regulated by MAS and who already have one or more outstanding housing loans at the time of applying for a housing loan for the new property purchase.
9      The LTV limit is lowered from 80% to 70% with effect from 30 Aug 20108 for borrowers who have one or more outstanding housing loans (whether from HDB or a financial institution regulated by MAS) at the time of applying for a housing loan for the new property purchase.  Borrowers who do not have any outstanding housing loans continue to have an LTV cap of 80%.  These rules apply to housing loans granted by financial institutions for private residential properties, Executive Condominiums, HUDC flats and HDB flats (including DBSS flats).

zch111

回复 222# 平凡又平凡
三年还勉强,五年怕熬不住.
据说,人马星座的人最渴望自由.