PR CPF 之选择疑问，望达人转告和提点， 谢谢

xiewei

<p>关于这部分的事情，我想借个帖子发个问题：</p><p>我现在找到个新的OFFER， 但是说有两种选择 1.比如 每个月 5000，（非确切的） CPF 公司那部分也自己交。</p><p>或者是2. 4500，公司帮你交CPF。 为了长期的目的， 你觉得我选什么比较好呢？</p><p>我初步算了下：</p><p>如果选方案一：</p><p>GROSS: 5000*13 = 65000</p><p>AFTER CPF:5000*（1-0.09）*13 = 59150</p><p>TAX: 不知道如何算</p><p>方案二：</p><p>GROSS: 4500*(1+0.04)*13 = 60840</p><p>AFTER CPF: 4500*(1-0.05)*13 = 55575</p><p>TAX: 不知道如何算</p><p>能问下， 为了长远的打算， 那个方案比较好啊？ 因为此家公司我觉得不错，想长久呆。</p><p>谢谢你们的宝贵意见。</p>

jackpaul

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>此地无银</i>在2007-10-26 17:07:00的发言：</b><br/>BUT, BONUS LOOK LIKE NO CEILING....</div><p>wrong, there is cap for ur total income (monthly plus bonus). right now seems is less than 85000, cannot remember the exact number. but very sure there is such cap--capped for several times already.</p><p>remember, SG govt is very kind to campany--almost every new policy means reduce the cost for bosses.</p>

xiewei

if like that, wow, better to found a high salary and more than 13-month salary&nbsp;job.

xiewei

<p>what you mean the bonus not ceiling?</p><p>Does it mean the all gross bouns (exclude the 12 mths base part)not be countted to cpf base?</p>

good99

<div class="msgheader">QUOTE:</div><div class="msgborder"><b>以下是引用<i>xiewei</i>在2007-10-26 16:44:00的发言：</b><br/><p>Hi buddy,</p><p>You mentioned above says above 4.5k or 5k not need to contribute cpf portion by yourself?</p><p>Can you let me know where can find more information&nbsp;for&nbsp;reference?</p><p>Because&nbsp;when company asked me to take either option 1 and 2 by not mentioning anything to do with&nbsp;the cap of cpf, so I have no idea on this.</p><p>Thanks and waiting.</p></div><p>I double checked, the ceiling is <strong>$4500</strong> now. Therefore, you pay maximum&nbsp;CPF&nbsp;$900 per month, the company pay 4500 x the rate as well.</p>

此地无银

BUT, BONUS LOOK LIKE NO CEILING....

xiewei

<p>Okay, learnt. Tks.</p>

xiewei

Noted, thanks bro.

xiewei

<p>Oh, btw, how much is the cap?</p><p>Is it depends on the position you are holding?</p><p>b4 i go through that cpf website，whister asking</p>

此地无银

<p>CPF INFORMATION:</p><p><a href="http://www.CPF.GOV.SG">WWW.CPF.GOV.SG</a></p>