亲爱宝贝

我们家外国人批的80%，不过那是好几年年前了，不知道现在什么行情。

HouTanzhang

批80% 有可能，但是要是第一套房屋贷款，如果你本身之前有一个，然后现在再买，最多好像只能有70%，还要看银行。

最简单，帮你的情况整理好，直接去银行问就可以了。

chen_yinling_t

HouTanzhang 发表于 28-4-2011 00:44
批80% 有可能，但是要是第一套房屋贷款，如果你本身之前有一个，然后现在再买，最多好像只能有70%，还要看 ...

新政不是说如果有一套房子贷款还没有还完，第二套只可以贷60%?
还是只有如果有组屋HDB贷款才有这个限制？

HouTanzhang

chen_yinling_t 发表于 28-4-2011 10:55
新政不是说如果有一套房子贷款还没有还完，第二套只可以贷60%?
还是只有如果有组屋HDB贷款才有这个限制？ ...

嗯， 新政是这样。今年1月份开始的。

From 70 per cent to 60 per cent for property purchasers who are individuals with one or more outstanding housing loans at the time of the new housing purchase.


The New Property Buying Rules Will Come Into Effect On The 14th January 2011.

1) Increasing the holding period for imposition of Seller’s Stamp Duty (SSD) from the current three years to four years;

2) Raising the Seller stamp duty SSD rates to 16 per cent, 12 per cent, 8 per cent and 4 per cent of consideration for residential properties which are bought on or after Friday, and are sold in the first, second, third and fourth year of purchase respectively;

3) Lower the Loan-To-Value (LTV) limit to 50 per cent on housing loans granted by financial institutions regulated by MAS for property purchasers who are not individuals

4) Lower the LTV limit on housing loans granted by financial institutions regulated by the Monetary Authority of Singapore from 70 per cent to 60 per cent for property purchasers who are individuals with one or more outstanding housing loans at the time of the new housing purchase. The measures will take effect on Friday.